LoanMe S State College Blvd, Anaheim

I borrowed 2500.00 in October of 2021. The interest on this loan was high but, like many of us, I was desperate and needed some help. I was told most borrowers pay the loan off quickly and that was the plan. Today, I called for my pay off balance. After making 11 bi-weekly payments over the last 5 months to total 1749.00, I was told my PAYOFF AMOUNT AS OF 4/1/22 IS $2567.99!!!! ARE YOU KIDDING ME!!!!! I paid them 1700.00+ for NOTHING!!! I am a nurse busting it to make enough to pay this off, made payments faithfully to bring the balance down to pay it off and all I have been doing is giving this company my money.....just isn't fair. At this rate, I will never pay this off. I am too upset to call anyone at this point but I really need some help with this.

I would give negative stars if I could. Something as simple as a request for pay off is meet with poor customer service and nothing more than neglect! Left wondering if it is just their company policies to make everything as difficult as possible so they can continue to collect on their high interest rates. Never again would I do business with this organization! Also if your in need for a loan I would search high and low to find any other organization other than Loanme to do business with. Trust me its in your best interest!!! Their auto pay systems charge multiple times when its not scheduled then the fight to get funds back and as I said before Something as simple as getting a pay off letter to move away from this organization is nothing more than a total nightmare! Gail the Business Loan Supervisor doesn't answer emails nor will they send what is needed for wiring instructions to help my new financial institution pay off this loan so I cam move away from this AWFUL company! It's almost like they do everything in their power to keep you locked into paying their HIGH INTEREST RATES!!! PLEASE DO EVERYTHING IN YOUR POWER BEFORE DOING BUSINESS WITH LOANME!

Bad customer service. I've made 15 calls, 2 voicemails (because their system kicks you out when calling in rather than putting you on hold to wait for a representative), and 2 emails. I'm still not sure how I will get ahold of someone. It's very scary to have a loan out with a company you can't get ahold of. I guess I'm going to have to start blocking payment in order to get ahold of someone in this company. From my understanding loan me is funding with government funds. So I guess this kind of service shouldn't be surprising.

This company charges outrageous interest rate and poorly informed me that they extended my monthly payments. Do not get a loan with this company! Not only have they poorly notified me of changes made on my account but you can’t reach them by phone or email.

If I could give them negative stars or even zero stars I would. They are the worst, DON'T EVER GET A LOAN FROM THEM, THEY WILL RUIN YOUR LIFE AND TAKE ALL YOUR MONEY. The interest rate is absolutely Ridiculous. SAVE YOUR TIME, MONEY, AND CREDIT. THEY SUCK, YOU GRT A LOAN FOR $2600 AND IF YOU END UP PAYING BACK ALMOST $20,000. DON'T DO IT!!!!!

I had a great experience with LoanMe! When every other place only wanted to loan me a small amount, LoanMe gave me what I asked for, called me and reviewed my application, and approved me the same evening! Money was in my account the next morning 😁 The representative was very pleasant and helpful.

Worst company on earth. Say its a biz loan but it reports to personal credit. They charge 533k for a 95k loan which is worse than a mortgage over 1/ the time.

They take advantage of the people in need of money because of a emergency they make me pay six times the loan I got. I don’t think this type of business should have business I think the government need to do something about it like regulate them business so they won’t take advantage of low income family’s

The loan was processed quickly and professionally. I was told the wire transfer should appear in my account with 1 to 3 hours. This if Friday. Six days latter I am still waiting on the money transfer. I called on Monday and their toll free number and their phone system wasn't working. I finally was able to talk to the Loan Agent Supervisor who processed my account and was told the wire transfer had taken place and the problem must be with my credit union. I wait all day Tuesday and the money still has not shown up. I call my Credit Union asking them to check to see if they have received the transfer. No they have not. I email the Loan Agent Supervisor and am told that their bank did not send out the transfer. Still waiting. Not impressed.

Date of review: 02/11/2021 I have been paying on a loan with these guys for forever....my own fault. However, I submitted a payment on January 31st that has yet to be withdrawn. (I have proof I submitted payment on time). On top of that I can’t check my account online because the website says my account doesn’t exist. I also tried calling and the automated line says they can’t find record of me. I tried to actually talk to someone but the automation tells me to leave a voicemail....voicemail box full?????? Loan Me....you people need to get it together!!! 02/12/2021 Edit: Thank you for responding! I'm changing my review. My account number changed and that caused issues. You guys finally emailed me today correcting the problem. I just hope you are waving late fees due to most having issues logging in to pay. (I didn't have a late fee, just a suggestion...just in case). Anyways, I got logged in and I actually really like your new setup a lot better. I know some changes take time, maybe next time send out a mass email or something...keep your customers informed beforehand. Thank you!!!

They were extremely professional. I was especially impressed with how thoroughly they verified my identity. I was in a hurry that day due to work obligations and they were able to everything done quickly. The money was in my account within a couple hours of completing tha approval process.

I took out a loan a few years back because I was having a hard time adjusting to the high cost of living in California and made payment arrangements with LoanMe and thought I paid the loan off and it was closed out, only to find out an entire year later that they tell me I still owe just over $3K! When I called customer service they tell me I was a few days late on making the final payment so they reopened the loan which accumulated interest without me knowing about it! Now they are threatening to take me to court for 3,927.13! This is madness! As many people on here having similar complaints against LoanMe should band together to file a class action lawsuit to close this business down. They are taking advantage of people like me who are struggling paycheck to paycheck. They have no conscience at all. They are EVIL!!!

Be aware if you live in Virginia. This company will tell you that you have one month with no interest. My wife was four days early and they charged her double the amount borrowed. Take note that they are breaking the state law. They are not supposed to be charging high interest rate loans by Virginia State law. Hint why Payday and Title loans are no longer available in Virginia.

Although the loan rate is way too high, the approval process is quick and it is the most convenient way to cover unexpected costs. Just pay it off as fast as possible or you end up paying twice what you borrow.

I immediate need of money I contacted this company and within a day I had the money I requested in my account. The application wasn't hard at all and after I provided the little information they asked I was approved. The only thing is that you pay way to much for the loan if you pay until the end of the term. So make sure you are able to pay it back in a timely manner or else you pay 5 times the amount of your loan. I borrowed 2000 and if I max out the 77 payments the gave me I would have paid over 10 thousand. So please get it pay it back quickly.

My momma Latrelle Fletcher recently applied for a loan. They told her to get up four hundred dollars and she will have the loan deposited in her account… then later they told her she had a red flag on her social security number and in order to get the money she needed an extra 400 dollars to get the loan. They told her she would not get her free four hundred dollars back until she come up with the money to get the full amount with this loan. Please people be careful i watched my mom cry these people are SCAMs and she had to learn but God will take care of them.

The customer service I was provided was exceptional. The process was easy,and I really appreciated the way they made sure my identity wasn't being compromised by asking for the right documents and making me feel comfortable throughout the whole process.

Very professional courteous made everything efficient and effortless for me. Omero was my representative. Worked diligently to get me approved quickly. A extremely helpful skilled staff to get the funds in my bank and trust me.... my credit is below average. Got me approved when others said no. A+ all the way around.

If I could give this company a zero star rating I absolutely would. I met all the requirements but still got declined and wasn't provided with a reason. To add insult to injury invited me to waste more of my time and re apply in 30 days.

Once they stick you with a 209% loan they don't contact you back. $14,000 for $2,200 is ridiculous. That's robbery and should be criminal how is this helping people?

Gave it an extra star because you do get your money same day, within less then an hour. I got a 6k loan approved and they were charging me $520.44 each month for the next seven years. How horrible is that, if you ever think about getting a loan from loan me think twice there website says get money right away. Everyone gets approved but you will never finish your payments. I got lucky my brother decided to pay off the full amount; so now I’m Scott free ! Don’t do it interest rates go as high as 84%-200%.

I can’t log in to my account I try for almost 2 months to contact customer service I email call and still can’t log in And they way over charge I have paying almost over a year and my balance hasn’t change at all stay away from the company is best for you they let you borrow $3000 you gotta pay back over $10000 be careful

I am in the finance industry and I just have had so many clients not realize how much they have to pay back with this company. I would not even have believed these loans were legal if I wasn't staring in the face of the contract. Most recent: a client who was a single mom, and she only needed $2525. Her annual % rate was 112%!! That means she had a total repayment plan of 242 for 48 months! That means her total amount to be paid back will be $11,494.08!!! This company is sinister and evil and they have a dark future. Avoid these guys at all cost.

Scam company I would rate them a 0 if it was on the rating.!!They give you a run around and run a credit check on your credit and have you sign a loan that your approved and never send you any funds!!There a scammmm stay away!! Ernesto is one of there representative that lie & doesn't approve your loan he just keeps asking for personal information that doesn't even apply to your loan!!!Scam Company Beware!!!

I've been trying to get someone to call me and/or email me for a month now. I have not gotten a response. I've been trying to log on to my account and for some reason when I enter my information, the portal is "unable to find a loan for me". I'm extremely annoyed. Please whoever responds to this, dont give me that generic email feedback@loanme because I've done that. I've emailed every possible email address I could and I've called and left voicemails and I HAVE NOT GOTTEN A RESPONSE. Reply to me with accurate contact information and information for an automated call in system that works.

First time trying this company. They gave me the best offer and I tried so many different loan companies. Interest was kinda high but reasonable. It was lower than the other companies that offered me much less money.

Let me start by saying Do Not take the deal unless u really need it.The loan me process is simple and easy to get of approve.what they don't tell u is the extra charges and fees. when they read u your contract they make it look so simple and pretty to pay back what are they really doing is taking advantage of the people that are going through tough times.and looking for help.my experience with these people was horrible.let me start of by saying I am the type of person to pay everything of asap. I was late to one payment and what I found out is that they charge everyday interested rate and it's about 20 dollars a day on top of that u still have to make your initial payment if u don't they we charge u everyday until u pay it. For thatone month I let it go by I end up owing to them $1000 dollars of interest and I still had to pay my monthly. So know my initial loan is $2500 I drop it down to $2000 but with the one month and the miss payment know I owe $3500 with just two weeks of being behind.and when I ask for help they try to tell me that the payment that I owe is going towards the end of the contract.what these people are doing is taking advantage of the system knowing that people are going through bad times and they need the extra cash so if u want to be in more debt than what u started than loan me will do that for believe what I say it. ITS a bad investment and these people are here to take your money like I said if you miss the payment you will be charge everyday interest add it up 30 day late $20×30=$600 and on top your initial payment never goes away. So if u love giving you hard working money away.take a loan out and be and more debt than what u started.

Will update at a later time ***UPDATE --- It's been several months and all I can say is ABSOLUTELY HORRIBLE EXPERIENCE. I have contacted them every single month about my auto payments not working and every month it's the same thing .. "so sorry, we will fix it, just make a one time payment and next month it will work" Beware this company as I'm sure this is a way to hit you with extra fees etc. DO NOT RECOMMEND

Very happy with the professional way they were able to help me in my time of need..Especially Rylien from California...Hoped I spelled his name right...He was fantastic.

They give you the run around about the documents you submit. They said they couldn't use my driver's license. And they also couldn't use the mail I submitted for proof of residence and my social Security card was not a sufficient copy.

Im just an average guy that got an high interest loan from loan me. This was the wrost thing that i did in my life. We were all hit but this covid stuff so everyone is on hard times. I personally didn't pay and changed my number and bank account after they took my last out of the bank without me knowing. I was going to file bankruptcy but this was the only high interest loan i had. I gave up and called loanme just to see what are my options and they worked with me god they worked with me. People just call them and you will be surprised as i was since all you read is negative stuff about this business. Call them while they are working with people what do you have to loose? I want to pay them the money that i got and some and loanme me came through.

This company should be shut down immediately!!!!!! After taking out a loan for $2600 the first monthly payment was essentially $600, then $388.40 every month thereafter. We paid the loan back in full after 4 months but not after paying an additional $320.01 on top of the actually agreed upon amount of $2600. Before paying off the loan we had paid $1800 during said 4 months and our payoff was $2,920.01 all together we paid nearly $5,000 in a 4 month period!!!!!! Not to mention they made sure we paid just as much as we borrowed. I am pretty sure the company is finding people who work for them to write the 5 start reviews DO NOT TAKE THE DEAL!!!!!

Not sure what is going on with this company. I applied for loan. Was told i was approved and money would be depositied today. No deposit and i cant get ahold of anyone to find out what is going on. Left emails and voicemails. Nothing. At this point i fear i have been scammed.

Loan me approved me for the loan I needed. Just have really high interest rates with good or bad credit which is something they should adjust but overall I appreciate the loan!!

Wonderful team and easy application process. Needed funds and they took a chance even with less then perfect credit. Thank you!

The Business loans there are the best! I recommend you pay off the loan as soon as possible, and was advised to do so. I did an extra $20 per payment and its amazing how far that goes to pay off early. Outstanding, and super simple....what an amazing safety net for my biz!

After having a loan with Loan Me in the past i knew i did not want to do business again with this company. There interest rates are outrageous ( probably get a better deal from a loan shark). After applying with another funding company i was told one of there business partners would reachout to me. Low and behold it was Loan Me with a ridiculous offer . They offered me $100k Unsecured loan with interest rate of 59%! After i refused the loan and told them i had worked with them before and did not want to do business again and there interest rate is too high they came back a couple weeks later with a lower interest offer. Still too high , i fefused the second offer. So this morning i get a letter of denial for my loan request. What a joke! They made me two offers which i said NO to now there acting like they denied me a loan. Very un professional This company are con artists and liars! I suggest businesses stay away from these people. I cant imagine how many businesses they have hurt with there lending practices. It should be illegal!

This company is the worst of the worse 😫 😒 😪 😤 😞 😩 😫 😒 😪 😤 😞 😩 😫... Update i returned the funds and canceled this loan these people are horrible..when I looked at the pay schedule they said the loan payments would be 201.18...here is why they are making so much money..the 1.18 is applied to the principle of the loan..the 200.00 is clear and free pocket money for them .all interest...so for every dollar you borrowed 200 or more is the interest and mines was based on a 2500 dollar loan...and they give you a 3 year stretch because they are banking on you stretching it out that long my loan would have costed me 15,000 total .how do you justify this type of behavior and bad business practice and anybody to work for a company that treats people this way in my opinion is just as bad as this company...I called and told them to debit my account and take the 2500 back and cancel my loan contract same day funds came thru..my 1st draft was due December 25th..so I sent the money back and had the account..closed out with them. once the drafts start there is no way out of this mess unless you pay your principle balance in full...people do the math...they are taking you to the bank..so so glad I returned the funds before my first draft. give it back and RUN...they are the worse I ever seen..LOANME SUCKS..STAY AWAY FROM THIS COMPANY..YOU WILL REGRET IT. And not mention they drafted my account 15.00 for the wire transfer..Yep you pay for that too.

I applied. It was denied. The next day their agent called stating he reviewed the application and said that I can be be qualify for 2600. He sent a link to my email; I filled out the needed documents INCLUDING my bank info for the deposit. Two hours later, that agent called said I was denied, he doesn’t know why and I should get a letter in the mail. This stinks like a scam. They denied once and call up to give false hope just to give you the same results. Worst thing is my credit score will be effected by their run-around false claim. BBB will being notified.

I would think twice before starting a loan process with this company, they tell their agents to basically lie to you by leaving out a bunch of details unless you specifically ask questions and try to get information out of them. The interest rates are more than absurd. It’s not worth it. They will also waste your time, telling you that this will be the last thing you have to do. I went to my credit union 3 times because they kept sending me back and forth. 👎🏻👎🏻👎🏻👎🏻

DO NOT USE THIS THIEVING CO!!!! They take advantage of people when their down, these companies should be shut down. I understand its a high apr but tell me how I pay my payments on time every month for the last 2 years on 3k @ 351.00 a month and I call for a payoff thats higher then what I borrowed. Iv paid over 8k. They are crooks and take advantage of people when their struggling. Ive learned my lesson and dont want to see anyone get robbed like that. Horrible company.

I am immensely disappointed with Loan Me. I got a loan for $2600 with the plan to pay off quickly as to not pay their crazy interest rate. I paid via their website. I made one payment then 2 weeks later paid my entire balance as stated on their website. I was relieved to have the loan paid off and to much surprise received a call 2.5 weeks later stating that I owed another $300. How could I still owe if my loan was paid in full?? They explained that their website was not accurate and I should have called. They would have told me this from day one and I would have called and not used the website to pay. If they know that their system is not accurate , it should be resolved. Not honest business practices. I complained to several people, but who is I charge there?? DO NOT DO BUSINESS WITH THEM!!

Like some people mentioned, I wish I could give ZERO stars for them. I am paying back my loan ON time, but if you don't set up automatic payments, they harass you. MOST of the reps I have spoken to are so rude. They talk over you, and their supervisors are just as bad. I got a call once at my job because I didn't answer my cell due to being in a meeting. I even told them NOT to call me at work, ever, and they still did. They don't care about you or helping you, they care about taking all your money. DO NOT BORROW FROM THEM!!

I've had a small business loan for a few years and inquired about my balance. My balance was virtually the same as my loan. The amount to principal is 12 to 14 cents per $600 payment. This is easily the worst small business loan I have ever taken. Do NOT do business with them. The loan documents are not even available to me on their website. Hmm i wonder why??

If I could give 0 stars, I would. For a $1500 loan, I was paying $122 every two weeks and those payments were scheduled to go on for 6+ years, which would have accumulated over $9k in interest alone. The interest rates this company charges are borderline illegal, with my rate at 260%. The customer service is one of the worst in the world, and when I paid off the loan in full; the money went to a mortgage company. The CEO of this phony company is a predatory lender, and I would avoid using this service at all costs.

If I could give negative stars, I would. I took out this loan at a time when I didn’t have any other options. The interest rate was outrageous. I paid it off and then the company took an additional payment a month later. Now over six months later, the company has failed to properly report the pay off to credit bureaus. Absolutely ridiculous. They say that it was due to a transition with the company, but this wasn’t the first time I reached out to them to get this resolved. It has caused personal penalties. In calling to get this resolved, the representatives promised it would be resolved and reported properly and it has not happened. I called today and the ladies I spoke with, Becky and Tina could not empathize with this issue at all, and continued to make promises that this would be resolved. I do not trust this and I am worried that it will still show as an active account on my credit report. The company and people working for them are not quality people and do not seem to care about customers.

I got an email from them. I am currently looking for a small personal loan. The company lured me with the statement “we’ve reviewed you credit and WE ARE READY to move forward with the loan. Funds will be in your account within the hour.” This was, of course, a complete lie. They obviously hadn’t reviewed anything. They ran my credit, created an inquiry, then told me “unfortunately you don’t qualify for a loan…even at 211% APR. glad we were able to needlessly damage your credit for absolutely no reason” The associate who duped me is named Hiep Hoang. Make sure you read the fine print with these guys….my credit score is damaged for two years now.

Very Misleading over charged for loan cost no matter how great Your credit meaning you’re are paying triple what you’re asking for thet will call from multiple numbers harassing you for payments that have been paid rude customer service I don’t recommend loaning from this to company to anybody horrible an unprofessional experience what so ever I hope they honestly go out of business

I needed help to pay down some credit bills and this was fast, simple, & easy. Explanations were given in detail so I could understand the terms. I spoke with someone on the phone and he stayed on the line while I applied from start to finish. He gave me a call back to make sure everything was received, very courteous, friendly, all details were covered! Thank you for the help!

My wife sent in an inquiry for a loan and we were called back immediately. The agent on the phone was speaking with me offering $2,400. I placed the phone on speaker so my wife could hear what was being said and informed the agent as such. He repeated his offer if $2,400 and my wife stated that we needed a minimum of $3,500. To which the guy snaps back in a rather sarcastic tone, "I need to be talking only to Jonathan." I quickly piped in saying, "Hey pal, this is my wife and she has full authorization to speak on my behalf." The agent, more haughty than before says," Well I'm held liable if I talk to anyone else but you, do you want to just skip the offer since I can't give you that much money?" To which I replied, "Yeah especially with how rude you were." This guy basically said to my wife with me right there, "Be quiet woman, the men are speaking!" I'm disgusted

I knew what i was getting into when I took high interest loan but within 3 months of taking it covid hit. They would do nothing to help. I continued to make full payments all through covid at 102% interest and then came through with a consolidation loan to pay it off. When I submitted full payment it did not go through my bank. I had made a one time payment with the same bank that I had made before but this time the routing and bank account was in different spots and i did make the mistake of putting them in backwards. I called so many times, they called me, i begged them to look into what the problem was. They never said the payment was rejected, just said they would push the payment through. 40 days later they say lets just make another payment and we find out why it didn't go through and even though for a month they promised not to charge interest they charged me another $9,500 and didn't even split the difference. There are way better companies like CFG Merchants and FundBox that work with you and the programs are easier.

i applied on line and was pre approved for 3000. i had to scan a copy of my license and within 24 hours the funds were in my account. The interest rate is 275% so only borrow what you can pay off within 30 days. The support staff was professional and polite.

This company allowed someone to take out a loan in my name fraudulently When I refuse to pay it they went ahead and sued me and lied to the court stating they had served me when they had served someone else because I was unconscious so I couldn’t have been me. They were all knowing and full well that this was identity theft. I am awaiting a court date now in the middle of a pandemic to try and have the judgment set aside Please be very careful with this company it is an unethical company and have no moral scruples They knew this was fraud and tried to take advantage and get a judgment against somebody who was incapacitated

This company engages in fraud against the consumer, will constantly be in breach of contract but make the consumer pay the price, and this company will make false credit reports negative in manner against the consumer. In addition, this company will not abide by, or follow contracts. Avoid business with this company at all costs. I have been going through the above since the very first payment made. As of today, I have involved the Omaha, Nebraska DA, the local state representative and a lawyer. As of this time Loanme is already indergoing multiple lawsuits brought by other consumers that loanme has committed fraud, etc. against. Once again, AVOID BUSINESS WITH THIS COMPANY AT ALL COSTS!!!!!

When i applied for a loan i was passed around from one customer service to another a total of 4x. Because i wasn't up to date with the technology. The first person got fustrated when i didn't catch on how to forward documents. As did the other 3. The final representative his name was Jason he was very patient and thorough. My experience with loanme was awful. Until the very last person. Thank you Jason!!

I have good credit, needed money for 45 days for business purposes, was approved then nothing. No call backs no cash no nothing. Very concerned that I gave these people information. Closed my account at the bank yesterday. Fearful of these people stealing from me.

Agent Ernesto was very helpful explaining everything to me. The process was quick and he reply to all of messages fast. And I was approved quicker than I thought, will definitely come back.

I paid off my account since October off last year and they never sent the infos to the bureaus I've tried to call them I never get someone to answer now I sent emails because I want that account to be close that is the most ridiculous thing wouldn't recommend them to anyone

DO NOT TAKE A LOAN FROM LOANME! I took out a loan with the understanding that I would not be penalized for paying it off early. However, when I made an attempt to do so they insisted I was responsible for the interest over the full loan duration regardless if I was paying it off early. I paid over $1,000 above the original principal amount borrowed and offered an additional $1,000 to close my account. Now they want me to pay an additional $3,927.30 which has been sent to a collections agency and garnishments from my wages. DO NOT DO NOT DO NOT BORROW FROM THEM. THEY ARE PREDATORS!

LoanMe brags about their reviews, which are mostly fake. They are not a transparent company and basically a legal loan shark. Do not use, they have poor reviews with the BBB. STAY AWAY Get the real story

They will give you bad information. And watch for multiple dings on your credit. Just looking up there phone number seems to "auto you in" to the application process. Sell the clothes off your back before even thinking about applying here. Also I was approved. Read the other reviews.

I have been trying to get a hold of someone from this company for three weeks to discuss my current loan with them, and can not get a person on the phone. If I do get someone on the phone, it is only someone who can discuss new loans, and does not have access to existing loans. The fact that I can not get a hold of single person to help take care of my current loan is totally unacceptable. This company has been unresponsive and is extremely unprofessional. Worst company I have ever done business with.

I have been paying on this loan forever but that is not the problem because that's my fault for getting the extremely high interest loan BUT I have been trying to call and email for several weeks with no answer or responses from my emails. I cannot pay extra payments because my online account does work. I have no idea what I owe, what I paid into this loan or anything. They dont send out statements and they don't respond to calls. I DO NOT reccomend this company at all!! I guess they will continue to deduct from my account without ever addressing my needs 🤬

Was told by Edgar i pre qualified for a personal loan I desperately needed do to family hard times, and to just call in when I called I was told I didn’t qualify do to my credit score being lower(I have an average score) than needed which is BS !!! because I was told multiple times that I was already prequalified when I was called multiple times about it and it was waist of time and completely got my hopes up just to kick me back down to more stress while I’m already feeling my lowest

ALWAYS do your research and know your pros and cons in your own situation before putting yourself in harms way. Honestly, I don't have anything bad to say about this company within the past 12 hours of dealing with them. They're there for you when you're in a financial bind understandably. Initially, I received a pre-approval letter by mail and gave them a call right away. I dealt with a guy named Jeffrey, who was very professional and explained everything right from the beginning. Everyone talks about the high interest rates but with ANY company you get installment loans from, you will have to pay very high interest rates regardless. My decision of not obtaining a loan from them was not based on reviews, but through a recollection of my own thoughts on whether I really wanted to borrow $2,600 or not, when I really just needed to borrow $300 or less. Unfortunately, the minimum to borrow is $2,600. The money would've really helped me get back on my feet financially due to being unemployed for 3 weeks, bad credit, and having lots of bills. But was it really worth it to obtain a $2,600 loan with a high interest rate, and pay it off within the next 2 weeks (my planned goal) OR just wait to receive my paychecks in the next 2 weeks (which is equivalent to the loan amount anyway). Good luck to all of you and know that with ANY company you get an installment loan from, you will have to pay the loan amount on top of high interest rates anyway. That's the catch.

The ease at which you are able to get a loan from this place is amazing. However their tactics for collection are unbelievable. They started out fine then began taking money periodically out of my account in bits and pieces, then when I paid off the loan their system “glitched“ and extended out the date of payment past my due date causing me to have to pay another $150 to close out the loan. I am shocked they are able to get away with this. Stay away! It is not worth the hassle. The amount of money they made off my loan in 2 years iS criminal!

SECOND EDIT: They did call back, after the issue no longer mattered. The online profile doesn't give you an option to pay down principle. I am hoping I can paying off the loan early and washing hands from this company. You live and learn. EDIT: 3 days from first review. I finally got access to log into my account (magically the person that was in charge of my loan was finally able to assist) Left multipule messages eith customer service and still no responce. Ignorance still flows from this company. Still researching legal matters for possible lawsuit. STAY AWAY FROM THIS COMPANY PLEASE!! I've attempted to contact them so I can log into my online account so I can pay down the principal (because the intrest rate is 209%) and so far I've had no contact. My loan number doesn't work either. If the continuance of their ignorance perseids as they choose to ignore my attempts to handle this internally, I will start a class action lawsuit to address this. Based off of the comments, I'm sure I can find more cases and all of us that have been screwed over will be repersented appropriately.

Someone removed prev. review!!! They are THE DEVIL!!!! DO NOT get a loan with them!!!! I don;t feel like typing my whole review so I will say the short version I borrowed 2.8k, I am paying $300/ month & I am scheduled to make payments until 2023 LOL!!! by the time I am done paying I will give them almost $20,000!!!! I called 3 months ago to check my total balance due & I called again today and it went UP I owe like $300 more than I owed last month how the hell does that work!?!?!?!

They're predatory to their customers AND THEIR EMPLOYEES! DO NOT CONSIDER THIS PLACE. THEY BRIBE THEIR EMPLOYEES WITH RAFFLES FOR MONEY FOR FAKE GOOD REVIEWS!!! They say "Legendary Service" as their motto but they do not truly practice it! It's all fake! Our managers talk behind our backs and then treat us like they care BUT THEY DON'T! You'll only advance in the office if you're a favorite or they're starving for workers then treat it like it was all for YOU and not some sort of benefit for THEM. THEY DON'T EVEN CARE IF WE GET COVID. We waited 3 weeks before finding out someone in our office tested positive, sent us home then expected everyone to return to office 4 days later. They tried to keep it quiet from the other workers. I asked why we couldn't continue to remote since we were at risk and they said business and productivity were more important. MORE IMPORTANT THAN OUR WELLNESS.

Applied for a loan and never got a hold of anyone! I’ve been calling and emailing no update or call back I’ve left countless voicemails to every single number on their website and no one has called or emailed me back ! I’ve tried check my account but it says I don’t have one with them and I need to contact them but I can’t because NO ONE IS ANSWERING!!! Horrible company don’t apply for them

Unless you can pay off the loan within 3 months ( and that’s pushing it!!) it is not worth it. They will suck your account dry! I payed off the loan completely, then a few days later I get charged my minimum monthly payment? For what? The loan is cleared!! I had to dispute that charge because frankly it was complete BS!!

WARNING DO NOT GET A LOAN FROM THIS COMPANY!! I am just trying to get a loan statement so I can see how much I owe but I cannot log in says failed login please check credentials or call customer service then I do and I cannot reach ANYONE on the phone which says they are open 7 days a week 9am to 6pm that's bs because all I do is get sent to voicemail or it hangs up on me. If I could give -5 I would. Bad business

Do not take a loan out with this company. The interest rate is ridiculously high. We made the biggest mistake of our lives. Yes the money helped at the time but paying $840 a month with pennies going to the principal. Long story short we took out $10600 loan back in 2015. Just made huge payment of $9500 a few days ago with principal balance at $9600 to find out we still owe $1100. Out of that $9500 only $8300 went to principal. I tried to get them to give me a discount but they wouldn’t budge. They don’t care. They’re not here to help you in anyway. The minute you try to negotiate they will use the “legal” card on you so basically you're stuck! Here I am actually trying to pay off a loan vs so many who have already filed for bankruptcy or split on them and they can’t even respect you as a paying customer. They offered me a settlement of another payment for $840 but would have to report it to credit bureau as a settlement not as Paid in full over $300! Yes couldn’t give me a break on $300. They’ve already taken me for over $40000 for $10000 loan! Seriously if you read this review please reconsider and don’t give them any of your time or money! Plus they say no penalty for early payment but the penalty is the interest your loan has already accrued!!!

Go to Twitter! There's a Petition against this Company! Please check out @purpletrees562 on Twitter!!! Sign it!!

I had an emergency at the last minute that caused me to be $2600 short for a down payment on a house. They got me the money the same day I applied! Everyone I spoke with was friendly and professional. They stressed several times that for my own well being this should be a temporary loan and please do not go the full term if possible as it will cost me a lot. Honest and friendly and they were there when I needed them! They even let me change my due date a month later with zero hassle. I would recommend them to anyone with less than perfect credit and in need of fast cash. Take their advice and pay the money back as soon as possible to avoid the costly interest

Need a payoff quote and have been calling for 2 days no one is answering. Horrible business

PLEASE PLEASE whoever is thinking about getting a loan from Loan Me DONT!!! Please beware, for getting out a $2,600 loan their APR is super high!!! You’ll be owing $18,000! I spoke to a supervisor there unfortunately I forgot his name but in other words yes we will be owing $18,000 all he said was ma’am the interest rate is high. Everyday the interest goes up. Please report to BBB and contact CONSUMER FINANCIAL PROTECTION Bureau to help assist you. I would give it NO stars if that was an option. PLEAASEEEEE BEWARE anyone looking to determine if they should go with Loan Me, off reviews!!!!!! Worst company ever!!!!!!!!!!!

I'm giving loan me a 2 star rating because the more I paid my payments the higher my balance got. Loan me is what you would call a predatory loan. The interest is so high you will never pay the loan off by making the payments you were set up to make. Unless you can pay the whole loan off after a couple of weeks then forget it. My payments were $350 a month for a $2600 loan. I made my payments to them for 5 months, I then called to get my balance with them and it was $3495.... really?... I had to get a family loan to pay them off.... it's a dangerous game to play getting a loan from Loan Me.... don't do it basically.

Bad really bad. I got a ooan of 3100 and in one year i made 12 payments off 286 plus twon big payments of 1500 and 1320. So make math and see how much i paid on interest. All the small payments the where interest so i paid them 6252 dollars back in a year. They don't explain anything that how much you going to actually pay and the loan was for 47 month so if i where pay just the 287 for 47 month i where pay 13442 so imagina how bad is that and my credit is good. So i don't recommend get anything from them becaude they still your money and you can do anything about. I don't understand how a company can do that legally. Does people they don't have soul. And later they call me to see why i was so upsed with them and they tell me that they explained to me witv is not true that wasn't clear like that because i weren't sign up for something like that. Don't get loans from that company and help to make money stilling people. That company need to shout down. I don't know how the people that work there can go sleep at night

I don't like how they are dishonest in order to try to persuade you to work with them. They called me and said that I was transferred to them by thier referral partner. When I asked who that was, they said they didn't know but that I shoud know. I said I wasn't aware of who the referral partner could be I was then asked had I applied for an business loans lately. I told them I hadn't, he then said "Well I feel we should cancel your application." I said I think you should. He then hung up on me. I don't think that it is very professional to try to obtain business by being dishonest. And the attitude was very obvious when I asked questions of them about how they received my contact information. If they act that way just because I had a question, I can only imagine how they'd act once we are in a business relationship. They are a no for me.

I've used loan me twice. People need to understand these are high interest loans. If your not going to pay it back asap dont bother. I understand rates are high but if you really need the money and know you can pay back within 3 months or so your okay. Anything after expect to double or more. I dont get why people get upset if you want better loans go to bank or something, and if you have bad credit this is your only option for a loan then do it, but repay it back asap. I repay mine within two months.

Applied and got approved for a loan of 2500 and my monthly payment is 294 a month. Ive paid over $500+ total for 3 months already and just to hear that I have a remaining balance is still at 2500 after those payment. High interest/APR and all I see is that my balance won't be going anywhere because I have to pay extra on top of my monthly payment in order to see the remain balance dropped. That's absurd only interest/APR is only be deducted and that it's not coming from the balance. No more service from me after this loan. Yall better off finding better loan

If there was a "no star" option I would have chosen it. I calculated what a total payback would be from the example on the back of their advertisement mailed to me. $2,525.00 loan, 47 monthly payments of $388.40. Total payback would be $18,254.80!!!! That's just for borrowing $2,600. (The minimum you can borrow) A mafia loan shark would give you a better deal than that!

I just had the same thing happen as many others. I paid my loan off quickly through their website, made my final payment (website reflected both the interest and principal due). Got an email stating my loan was settled. 2 weeks later I get $91 taken oit of my bank account. Called customer service and demanded that they reverse that charge. They kept insisting that I owed more in interest and that the pay off information was wrong when I made my final payment. They refused to take responsibility for their website being "wrong". So basically they can pull money out of your account whenever they feel like it even though you paid it off.

Don't waste your time. I'm paying back almost 45,000 dollars on a 7000 dollar loan.

Heads up, small business owner here. Under no circumstance should you ever consider taking out a loan - no matter how small - for 104% APR. I applied for a loan and only asked for $5,000. I was told that the minimum loan would have to be $10,000 with a 10% processing fee totalling out to $11,500 for a loan. My interest rate was 104% for a 12 year term. That would make my minimum payment almost $1000 a month and my total interest payment would total out to $108,105.57. That means that if I only paid $1000 a month, it would take me 10 years to pay off a $11,500 loan! And they would make $108,105.57 in profits for lending it to me! Absolutely ridiculous! I dont care who you are, this is absolutely a rip off!