KS Mortgage Independence Pkwy, Plano

I am a Realtor in Waco/Central Texas having worked with Bharat on 5 purchases with multiple clients, and now beginning the 6th. Bharat is THE best lender I have worked with, and I have worked with many, many lenders - some who are very good, and some who are not. Bharat has promptly and professionally handled every aspect of the processes for my clients, even during the current crazy market we are experiencing. While other clients suffer from the misfortune our current appraiser process has become, Bharat has searched diligently to successfully fulfill appraisal requirements, while other lenders have clients stuck in limbo. A professional lender is the most critical component of the team you want working for you when buying a home: Realtor, Lender, Home Inspector and Title Company.

Bharat Patel at KS Mortgage has helped me with two loans over the past few years. He is very knowledgeable of the market and keeps the entire loan approval process on track through continued guidance and follow ups. He was always very clear, organized, and responsive. He took time to explain anything I had a question about. Bharat is wonderful to work with and I recommend him to all of my family and friends.

Bharat is great to work with. He has helped us through three mortgages. He was always thorough and worked to accommodate our schedules and unique situation during the process.

We have used Bharat @ Kelly Mortgage for over 10 years to build our real-estate portfolio, not limited to primary residence but also for refinance and investment mortgage needs. If you are looking for best rates, a trusted advisor and concierge service Bharat is your contact. We work with many banks (Bank of America, Wells Fargos, Chase and Citi but we always turn to Bharat for the personalized service. A great partner and friend who will always be recommended for his client focus.

Bharat is dope. He’s efficient, knowledgeable, and on top of his game. My parents bought two homes with his help, I’ve bought two personally, and have recommended him to several friends successfully.

Recently worked with Bharat for our home mortgage, he's been very supportive thorough the process and highly knowledgeable. Thanks Bharat for your help.

As we were moving from another state to buy a house and being the first time home buyers, we needed a lot of guidance on home loan process. Bharat's experience came very handy and he soon became our trusted advisor. He made us understood the whole mortgage process and his patience was admirable. I appreciate Bharat’s flexibility and open communication through the whole process. Would highly recommend Bharat!

I have financed my house, twice with Bharat Patel at KS mortgage. I work for a big company and they have employee discount program for financing as well, but Bharat offered me better deal both the times. Bharat was always there to answer any questions that i had. My neighbors have used his service and they also compliment highly of him. If you are in the market for buying/financing, you have found the right place :)

Mr. Bharat Patel has outstanding skills and experience in the mortgage industry. This is my Third transaction with him and all of them have been smooth. Very detailed oriented and always available to answer questions.

Kelly is the consummate professional! He answered with honesty all our questions and exceeded our expectations of the process and closing time. Trish helped make the checklist of paperwork less stressful. This is the A- Team for mortgages in North Texas.