Kristy Dark - Caliber Home Loans NMLS #508424 Redwood Way, Petaluma

I couldn't recommend Kristy enough. I am not the most laid back person... Kristy handled all our countless questions (first time home buyers) with grace and patience. There were many occasions where she'd be answering our emails or phone calls on nights and weekends. I always felt bad I was bothering her, but she never seemed bothered by us! She was honest and trustworthy during the entire process. She was happy to work with our realtor even though she had never partnered with her in the past. She was so friendly, yet professional the WHOLE time. We are so glad we went with her. We were nervous about the rising interest rates, and "shopped" around lenders. All the lenders ended up giving us similar quotes in terms of interest rates. She earned our business over the others because we connected best with her and trusted her the most. Highly recommend!

Fast, open, empathetic, trustworthy, clear and friendly are but some of the adjectives we use to describe how Kristy Dark operates in a professional capacity as a mortgage broker. We first started working with Kristy more than 20 years ago, as neophyte-first-time homebuyers, and have continued to work with her ever since. Whenever we have need for something to do with home loans (new purchase and/or refinance), she gets a call and a chance to win our business...and she's won it more than a few times. Kristy has always taken the time to learn about what's going on in our lives and uses that information along with the financials to put together a curated set of options for us to consider. It's less a matter of her selling us anything that her presenting pertinent solution sets for us to consider...and then being there for every single step of the process. Yes, when she takes you on as a client, she's the one you work with from offer to close of escrow and as mortgages have lots of moving parts, that continuity of service makes a huge difference with respect to ensuring that things go smoothly.

As a first time home buyer I had a lot to learn about the process. Kristy provided excellent guidance throughout and was always available to answer my questions, big and small. She made the process understandable and walked us through each step of the way. I highly recommend Kristy for anyone looking for a home loan consultant.

Kristy is truly one of a kind! She was amazing at helping us navigate different situations that could have been super overwhelming without her guidance. She was honest up front and got us better rates than we thought. She took my frantic 7am phone calls and calmed me down lol. I truly considered Kristy a Friend I have made through this process. If you want the best look no futher than Kristy Dark!!!

My husband and I worked with Kristy when we bought our first townhome and recently our second house and she was great! She really helped educate us and was there for us when we had any questions. She is so patient and we would highly recommend her to anyone who would like honest, professional service! She’s the best!

Kristy is a fantastic mortgage broker. She helped me get my first mortgage when I thought home ownership was out of reach and did the same for my daughter 20 years later. She is knowledgeable, kind, and helps you through each step of the process. She helps you understand each step and is available for any questions you may have. She also has helped me and my daughter with refinancing to get lower interest rates as well as cash for home improvements. I have and will continue to recommend her to my family and friends and will only go to her with any future loan needs.

Kristy did a fantastic job with our first home loan. She was always available at any time to answer our questions, even at odd hours. Overall, everything went very smoothly and I would highly recommend working with Kristy.

Kristy is extremely knowledgeable and so easy to work with. I highly recommend her! She is very friendly and constantly answered questions along the way. I am so happy we found Kristy, I doubt anyone else would have been as helpful as she was. Thanks so much for everything Kristy!

Kristy was great to work with. She got me a competitive interest rate, was very responsive to my questions and requests, and basically held my hand through my refinance. I'd use her again in a heartbeat!

I cannot emphasize enough what a pleasure it was to work with Kristy. I was fortunate enough to get Kristy’s name from my realtor and within minutes of texting her to try to setup an appointment, she made herself available to get started. She explained everything thoroughly, and answered all of our questions quickly and articulately. She was kind, friendly, warm and just so great to work with. We made record time in closing our FHA loan with Kristy’s help. I will be working with her for any future home buying transactions. Reach out to Kristy - you will not be disappointed, only delighted!