Joshua Crater Team - Watermark Home Loans Kapaa Dr, Huntington Beach

Joshua Crater has truly been the epitome of a 5 star experience. My wife and I have recently been blessed with the news of our firstborn so we began looking for our first home purchase. From the very beginning of our interaction and conversation with Joshua we could tell he had a very unique and refreshing approach to navigate and educate us in the complexity of the home loan process. We always new we could have direct contact with Josh with any questions or confusion we had along the way and that was very important to have. Not to mention that he was able to get us the lowest possible rates and the most honest and fair costs. I would highly recommend to anyone looking to get into the home loan market to go through Josh if you want the best possible experience.

Josh and the Watermark team were extremely helpful and dedicated during the purchase of our first home. All told, Josh and his team were able to take us from application to funding in 3 weeks. Everything went so smooth, it was hard to believe that there wasn't going to be a hitch in the process. While the first for us, everyone we shared our experience with were taken aback by how seamless the process was. If it weren't for the fact Josh and his team assisted us in buying our dream home, we would never look anywhere else for a loan in the future. A truly wonderful experience. Thanks Josh, Jess, and the entire watermark team!!

I definitely have enjoyed working with Josh these past two times and would highly recommend him and his team to anyone looking to refinance or a applying for a new loan. Josh provides more than a basic service and really cares about his clients. An example was his proactive thinking and success to reduce our interest rate when we were locked into a higher rate. How many other agents would do this or even think about getting a lower rate for their clients.

When we needed to refinance and pull cash out of our home, we contacted Joshua Crater at Watermark. We had worked with him in that past, so it was an easy choice to go back to a mortgage banker who would get the job done. Joshua and his staff helped walk us through the whole process. He even helped locate a termite company that we were very pleased with. Now we have a great new low rate loan and we were able to pull out even more cash than we thought possible.

Joshua and his wife Jessica were the best! Super professional with a personal touch. They went above and beyond to help us with a very challenging refinance that has saved us $2,000 per month. We are so appreciative!

My wife and I just bought our new home and we couldn't have done it without Josh, Jessica and their team!! We had some issues to work through and Josh went out of his way to get us though it!! He got us funded when others didn't even give us a second look.Josh was always available if I had any concerns and in fact encouraged us to call at anytime. I will always call Josh first for any future real estate funding needs. Thanks Josh, Jessica and the rest of the team - we really appreciate all your hard work!!!

Joshua Crater at Watermark Home Loans is simply the best. Josh was referred to me by a coworker who had worked with Josh on multiple transactions. Josh’s vast knowledge of the industry and products provide him with the platform to be able to offer you the best loan program out there. Josh is a consummate professional, often working and addressing inquires after hours and on weekends. Josh is honest and transparent and truly cares for the success of his clients. Josh’s team of loan officers is also very knowledgeable and professional. In addition to the attributes listed above, Josh is also a financial wizard. Josh possess the skills set to evaluate a large set of financial data and assess the best course of action for your specific situation. Josh has been instrumental in my journey to owning multiple properties. I highly recommend Josh.

Josh and Jessica from Watermark Home Loans are simply the best. They helped us twice, each time to perfection. Why? Because they actually care about their clients. If you are in the need of a refi or new loan, call them you will be most satisfied. they explain everything, follow-up on a consistent basis. Basically, they ROCK!

Jess and Josh worked very closely with me on buying my first home. I'm very dumb and knew basically nothing about the home buying process, and they were very patient and willing to help me out with anything I needed. I am very happy with my new home, and it's all thanks to them. I'm going to recommend them to anyone else I know looking into buying a home.

Josh is the best lender, call him for your next home loan