Joe Ruymen - Chase Home Lending Advisor - NMLS ID 252008 4th St, Santa Monica

Worked with Mr Ruymen on a successful out-of-state transaction, all done digitally. He is licensed in all the states and his team (LaKeisha and Kristine) are stellar. He and his team are professional. He worked to get the best rate for me and also made multiple lockdown-rate extensions without paying a fee. Also, surprised me at the end with slightly lower interest rate than estimated. Ultra-patient and very low-key personality, which is helpful in highly stressful business transactions, or in my case, a newbie/learner. Very responsive to questions by phone or by email. Emails were secure with 9-pages of encryption. Would work with again and I highly recommend.