Jay Varghese - The Federal Savings Bank Old Courthouse Rd, Vienna

Jay is the best of the best. He is extremely professional, courteous, and knowledgeable. Jay ensured that our experience went smoothly, even while he was traveling overseas across several time zones! We highly recommend Jay and his team for all your mortgage needs. We look forward to working with him again.

As a first-time homebuyer, I couldn’t have been more lucky and grateful to work with a lender like Jay. It was so helpful and reassuring to work with someone like Jay who is trustworthy and very knowledgeable. Not only did he help me navigate the entire process, but he also shared invaluable advice that I will now follow as a new homeowner. I would strongly recommend Jay and The Federal Savings Bank for anyone who is looking to buy a home.

Jay was a pleasure to work with! He would answer my emails / calls promptly, and he was able to get both of my refinances done quick and painlessly! Would definitely recommend working with him if looking to refinance at the best rates!!! Update Apr 2022, worked with Jay again to get my new property refinanced. As my previous review states, got the best rates even with the crazy rate increases! If in the market, don't hesitate to call on Jay for your purchase/refinance needs!

Jay helped me with my house refinance. It was so easy to work with him. He explained everything in detail and answered any questions I had. I liked how he was available through email/phone and he was prompt to reply back. Him and his team had a lot of work on their plate, but they still managed to get my refinance done in a timely manner. I would recommend Jay for any loan application whether it is home buying or refinance. He will give you a rate you don’t want to miss out on.

Jay Varghese did an outstanding job helping my son purchase his first home. Jay worked diligently to help my son through the onerous process of qualifying for and being approved for a home mortgage. When it comes to assistance with home mortgages, Jay is top drawer.

We would recommend Jay to anyone based on our experience. Working with Jay was stress free. He explains everything in detail and takes time with customers concerns / questions. He will explain it as many times as needed but does not get frustrated. Additionally, his years of experience in the industry made us very comfortable with the whole process. We were working across time zones and his quick response, show the level of true commitment and customer first attitude. Jay is very friendly and extremely easy to work with. We had nothing but good experience working with him. Thanks Jay !!

I had the pleasure of working with Jay to finalize our home mortgage. Jay walked us through the entire process and made us very comfortable in deciding the terms and all details. Jay advised us each and every aspect of the refinancing of our home. We are so happy with his service that we recommend Jay as a go to person when we think about mortgage. His experience and knowledge of the mortgage banking is highly recommend for anyone who wants to take advantage of the current low interest rates. We wish Jay all the very best .

We highly recommend Jay Varghese as a loan officer. Not only did he provide us excellent service for refinancing our home mortgage loan, he also contacted us when rates dropped and made us a great deal on a refi that ended up saving us a lot of money on our monthly payment! Jay is an incredibly thoughtful communicator who is very thorough and patient as he guided my wife and I through the most intricate nuances of the mortgage process. Jay and his team worked hard to make sure everything was ready to go before closing. I’d highly recommend him to anyone navigating home purchasing for the first time or as a veteran home owner. We will definitely use him again!

Confident in Mr. Varghese's experience in the mortgage industry, I began my search for a home by first qualifying for a home loan. Though the challenges faced in 2020, Jay and The Federal Savings Bank team stayed firm by my side as I searched for a home. I am forever grateful for the support that I received through my loan application and approval process. I received personal guidance, patience and professionalism. Jay explained the mortgage loan process in a prompt and timely manner and ensured I was well taken care of. I strongly recommend working with The Federal Savings Bank, I am certain their high level of service will secure their continued growth.

Working with Jay to get my mortgage refi done was a smooth and easy experience - initially he walked me through the refi process and then guided me as needed as we got to the Close. The Federal Savings Bank portal was easy to use and made things simple - I'm confident you will not find an easier process. Jay is a true professional who always took the time to answer any and all questions I had in a timely fashion - I got a great rate and had a great experience - you won't go wrong working with him.