Hypotec - A New Way of Lending FL, Boca Raton

I personally had never heard of Hypotec prior to the time I decided to refinance my home. My goal was to take some equity out of my home. Mr. Vincent Monti introduced himself to me over the phone. I sensed honesty in his voice. He asked me if i would give him a chance to show what he could do. As I said I felt Mr. Monti is a honest man. Mr. Monti not only honest in my opinion. He is good at what he does. Everything Mr. Monti told me was true. There was one day where I wanted to ask how things were going. Little did I know the reason why it took him so long to respond was because he was in training. I really appreciate a person who continues to improve himself. Yes I have been a little long winded yet I just wanted it to be known Mr. Vincent Monti is a valuable employee to Hypotec. I will definitely be telling people about my positive experience

Pejman Gabayan is an awesome loan officer. He's very knowledgeable and experienced with great follow through. He always got me the best rate and thorough with estimates. I'm very satisfied with the two times he's helped me and will continue to utilize his experience in the future.

Anthony Castelli was incredibly helpful during my refinance. He was able to set up our plan with extreme speed and clarity. Fantastic senior loan officer that I highly recommend.

Professional, courteous fabulous information every step of the entire process Had an issue with the VA Appraisal, managed to work around it for a higher and proper market valuation. The situation seems frustrating at times, Anthony made it smooth to the end This would not have been possible without the wonderful assistance of Anthony Castelli. Furthermore, this is the 2nd time doing Business with Hypotec. Always highly recommended. the absolute best. A different company would never have worked so hard . Anthony went above and beyond every step of the refi process.

My experience with Hypotec was fantastic from start to finish. This is my second refinance with P.J., and both times, P.J. was professional, friendly, and open and honest. He was consistent in keeping me updating on the status of my refinance, and got things done as quickly as possible. P.J. went above and beyond to make sure I felt good about the whole process. I would highly recommend him to anyone, including my dearest family members.

Hypotec and there employee PJ are wonderful to work with did a great job and intend to use them again .

Lawrence Abitbol has continued to exceed any and all expectations set. As a career member of 27 years with the U. S. Marine Corps, I am a stickler on accountability, follow-up and timeliness of action. Lawrence has continued to far exceed my expectations and demands. In a time which customer service, in my opinion is rare, for Lawrence it is a standard he is noteworthy at providing. Night or day, he is "on-it" and gets the job done. But done right and timely! Truly the example of service done right! I can not say enough about this phenomenal executor!

Carolyn was wonderful friendly highly knowledgeable friendly and very helpful. We highly recommend doing business with her. She helped us get a great interest rate more money and made us feel valuable.

PJ did it again! For the second time I have counted on him to help with a cash out refi and he came through like a champ! Relentless pursuer of timely responses from all parties involved, meticulous attention to detail and yet personable and empathetic. Do business with this guy! He's worth the time and trust.

I had a great experience with Hypotec.. My refinance took only 17 days from start to closing. Anthony Castelli was very responsive and straight forward. He answered all my questions and go the best rate available. Highly recommend you call them and if you get Anthony you are in good hands...

It was my second time with Hypotec, and simply they are just great. Anthony Castelli; this great man was my loan officer. He is a genuine person, very knowledgeable, and can make things done. I am very glad to working with them.

PJ Gabayan was absolutely a pleasure to work with on the refinancing of our home. PJ was thorough and explained the process each step of the way. PJ was available at a moment's notice to answer our questions. I will highly recommend PJ Gabayan to my colleagues and neighbors who are interested in refinancing their homes or properties.

I chose Hypotec because of the woman who called me with emphasis on "woman". It was so pleasant to hear her voice she immediately got my attention. She was professional, easy to understand, patient with me, responsive to every question I asked which were many, and able to give me honest answers about the process. She walked with me every step of the way through paperwork, notary and all. She made this happen in short of a month and saved me money and delivered better than she promised. I am well pleased. Thank you Carolyn Brown. I will refer you to others who are looking to refinance their home. Beverly Joi Holloway

I had a great experience with Hypotec.. My refinance took only 17 days from start to closing. Anthony Castelli was very responsive and straight forward. He answered all my questions and go the best rate available. Highly recommend you call them and if you get Anthony you are in good hands...

My husband and I would like to thank Pejman Gabayan and his team, for the refinancing of our home loan. It was done in an efficient and timely manner. He continually kept us updated on the process and offered, what we believe, was sound advise. We are grateful for his assistance and would highly recommend him to family and friends. Larry & Stephanie Oceanside, CA

I am truly grateful for Richard Khalifa. I had a mindset that it would be better to meet an actual person to refinance as how I did in the past, because it' is very difficult to trust anyone when it comes to financial matters. He was referred to me by my best friend. At first I texted him and he called me right away, During that time I wasn't ready and He said call him anytime. It took me months to pursue and asked for his help the second time. I did not expect a very polite and warm person could help me go through the tedious process. He asked detailed information to expedite the process. He's always available and respond in a timely manner. He's flexible dealing with my schedule. His reassurance and updated status report builds my trust. Above all, Richard protects my own interest. He listens and understands my circumstances, which is an extraordinary qualities that I look forward for a broker. For him, It's not just about money it is about helping, He cares. I highly recommend his excellent service.He made my refinancing easier.

I worked with PJ about 2 years ago to finance the purchase of my home, which itself was an absolute easy process. Because of his proactiveness, he helped me with a refinance and was able to secure an even much lower rate than before. Working with PJ is always a pleasure. As difficult and complex as the home-buying and refinancing experience can be, he makes it very navigable, and guides you along through every step of the process. He also fights to get you the lowest rates possible and is willing to work with any and all 3rd parties to make sure every "i" is dotted and every "t" is crossed.

It was a pleasure working with Pejman Gabayan. He was very professional and organized and his knowledge of his job is second to none.. It was a very easy experience and Pejman always kept me informed of any changes and paperwork that I needed to expedite the refinance. It was my pleasure working with him. Again thank you

I had a pleasure of working with Pejman during my home buying process. He did a Phenomenal job! He was always helpful, resourceful and guided me throughout the entire process. He also ensured that I got the best deals possible and that I avoided common mistakes. I would recommend him to anyone in search of a new home, especially first time home buyers!

I was referred to Pj (Pejman) from a family member who used his services for refinancing their home. I was also looking into refinancing and had no idea what I was doing. I got the pleasure to work with Pj and he made the process so easy. He explained things thoroughly, he made sure I got the best option that would work for me, and he responded back promptly. I referred him to my parents and best friend as well who also refinaced with Pj through hypotec. I felt comfortable and trusted his services so much that I reached out to him again as a returning customer when I was needing to refinance for other purposes. If you or anyone you know need any mortgage, loan or refinance services, I highly recommend Pj (Pejman) from Hypotec. You will get excellent customer service, he treats you like family and makes the process smooth. Thank you Pj

This is my second time that Pejman Gabayan, the loan officer helped me to refinance my homes. Mr. Gabayan is very professional, knowledgeable and has great compassion in what he does. He helped lowered my loan interest tremendously and also i was able to receive a great deal of cash at closing. I appreciate Mr. Gabayan for his patience and his tenacity. I will definitely refer all my friends and family to Hypotec. Your work is amazing at helping home owners save thousands of dollars. Thank you Mr. Gabayan.

This business is great! We worked with PJ, who was personable, upfront, and honest about the whole process. Smooth experience all the way through with the lowest interest rate around during our pre-qualification adventure. Highly recommend

I work as a Loan Officer for Hypotec and have access to unlimited resources and support. It is a results-focused company that is consistently growing with lots of career opportunity. If you are looking for a remote job with benefits and great pay, Hypotec is a great mortgage lender to work for. We are always looking to hire new loan officers for our team. Lazaro Korngold

I chose Hypotec because of the woman who called me with emphasis on "woman". It was so pleasant to hear her voice she immediately got my attention. She was professional, easy to understand, patient with me, responsive to every question I asked which were many, and able to give me honest answers about the process. She walked with me every step of the way through paperwork, notary and all. She made this happen in short of a month and saved me money and delivered better than she promised. I am well pleased. Thank you Carolyn Brown. I will refer you to others who are looking to refinance their home. Beverly Joi Holloway

The experience of getting my loan refinanced was a bit daunting, until I met Jordan Oates. I spoke to another company and they had me nervous about what I was doing and I doubted my actions. Jordan changed that experience! He spoke from possibility of what would happen FOR me and I was able to wait through the whole process with assurance that what I was doing was right. ANYTIME I needed to be reassured that the loan was moving forward or if I had any questions what so ever, he was right there by text, phone call or email. It was both a pleasant and satisfying experience and if you have the opportunity to work with anyone, choose Jordan Oates. Both he and his colleague, Amanda Stillwell, who stepped in with the necessary paperwork and move forward, were professional and very, very pleasant to work with. Thank you Hypotec for having such a wonderful representative for your company! Thank you, Jordan, my mind is at ease and I am very happy with my future in my home.

Richard Khalifa is my man. He’s the only one I trust whenever I want to refinance my property, either I want to shorten my loan or big cash out refinance. He patiently explains the pros and cons of each options so I can choose what suits my needs best. He’s always available to answer my questions and he’s always present to guide me through the process. I recommended him multiple times with my family, friends and co-workers and every single one of them has nothing but good words for him. He’s very professional, he’s true to his words, and very trustworthy. He’s a man of action and really makes refinancing easy and fast. I believe in angels being sent to us in times of our needs, and he’s one of them. He’s a blessing:

What a great experience working with Anthony Castelli at Hypotec on refinancing our home in Smithton, IL. Normally I do not pick up on telemarketing calls however this is one call I'm so happy I did. Anthony was extremely professional and kept me in formed along the way. The people at Hypotec were all professional and made this experience memorable. Thanks Anthony and Hypotec for a great experience!

Professional, courteous fabulous information every step of the entire process Had an issue with the VA Appraisal, managed to work around it for a higher and proper market valuation. The situation seems frustrating at times, Anthony made it smooth to the end This would not have been possible without the wonderful assistance of Anthony Castelli. Furthermore, this is the 2nd time doing Business with Hypotec. Always highly recommended. the absolute best. A different company would never have worked so hard . Anthony went above and beyond every step of the refi process.

maurice bright i have worked with pj for years he has always took care of me as a vet when it comes to my home refy also i have refured him to my family and friends he has always delivered with true trust care responsability to in form and handle each one with true care i want to thank pj for all he has done for me my family and friends thanks maurice bright

Richard was terrific to work with. He answered all my questions, even the silly ones. He made the process smooth and great.

I contacted Hypotec because they reached out to me when I was trying to refinance multiple loans. Robert Cook took my information and worked extremely hard to ensure my loans were approved. Robert and his team were diligent, honest, they communicated frequently and did not stop until the loans were approved, even when I wanted to give up. I highly recommend Robert Cook and his team at Hypotec. I got the rates I wanted, closing was hassle free and I would gladly work with him again.

The HYPOTEC team is amazing!!! I dealt with Richard and I can only say it was a 5 star experience. Knowledgeable, trustworthy, experienced and a just plain - perfect experience. I bought a house in a new state so having a lender be more than a supportive voice but a stellar communicator was ideal! I can’t thank them enough really makes our new home feel like a smooth experience with people we could count on! I highly recommend them.

We would like to acknowledge the exceptional service that we recieved during the entire mortgage refinancing process. Anthony Castelli, Jennifer Gay and the Hypotec team's help through the entire process was impressive and truly appreciated. They went above and beyond to ensure that everything was handled throughly and efficiently. We will continue to recommend them in the future. Thank you for all of the help to get the loan and for assisting us with all the paperwork. It has been pleasure to work with the Hypotec team! Again THANK YOU!

I can't begin to say enough about the outstanding service I received from Hypotec and Pejman Gabayan. My husband and I refinanced our existing mortgage under the professional guidance of PJ. He was kind, efficient, and answered all of my questions with patience and clarity. Everything he said was spot on and we closed in record time!!! He genuinely cares about helping people save money and provided us with an array of refinancing options. I wouldn't hesitate to recommend PJ and Hypotec to my family and friends, whether you are buying a new home or refinancing like us.

Hypotec was great and surprised me with how low of a percentage they got me! They made the whole experience quick and easy. The agent michael Carlucci was great! He assisted with any issues we had and was always available to assist me! Also Jennifer Gay-Castellanos was great and assisted in making the closing process simple.