Heritage Financial Corporation John F. Kennedy Blvd, Jersey City

We will refer Heritage financial to all friends and family as we were very happy with the service and professionalism. We went to few lenders before coming to heritage and we were able to close our dream home in less than 30days. Tina and DJ guided us throughout the process on assets and gifts from family. We are writing this to thank them for everything and helping us throughout the process.

Aniket and DJ worked thru the loan seamless. Aniket was great help in figuring out the paper work and get it done on timely manner. I would highly recommend their team on staying up to date and guiding you on each and every step. Well done- Heritage

We closed on our home in December and so much of it was due to the hard work of Nikesh and the team at Heritage Financial. They were so honest and up front through the whole process and put in so much time and energy to help us secure a loan with a great rate. If we ever purchase another house, I will gladly work with them again! They are amazing at what they do and it’s nice to be able to have someone to contact and not just become a number at a large corporation.

Heritage has a strong team that's responsive and flexible. They were able to get a very competitive rate for our refinance. Despite some hurdles (covid related, transfer of documents from previous lender) we were able to get the closing done quickly and smoothly. I will recommend them to friends and family.

A big and special thank you to the entire Heritage family for securing my mortgage loan. Your expertise, unconditional support/guidance and professionalism were unsurpassed. Thank you for making the home buying process so simple, seamless and stress free. I can't say enough great things about the entire team @ Heritage and look forward to recommending you to friends, acquaintances and family for years to come. Many thanks again and god bless!!!!

Excellent customer service! I couldn't click on good quality or good value because it wouldn't be true unless they had an excellent options to click. The entire team made the process simple, stress-free for a client as easy to purchase a home could wish for. Don't waste your time, energy or money looking or using any other mortgage company.

Heritage Financial Services team helped me to buy my first home.Tina explained various mortgage options and suggested best one based on my needs. Given various quotes with multiple mortgage options. Coordinated with attorneys and helped in closing on-time. Team takes care of things until closing. Tina, DJ and team are very professional, made mortgage process simple, easy with online options and responded on time for my questions. Even though team is busy but they take care of things on time. Definitely recommend to anyone. Thank you! Tina, DJ and team.

I truly appreciate the help which I got from Heritage financials guys. They are excellent in their job and were very helpful during the entire process of mortgage. I worked with DJ and Tina and they were immidiately available to answer all my queries. During the start of the mortgage process my credit was not that great and they helped me and guided me to the ways to get an excellent credit and I could get a better rate because of the improved credit scores. Overall I am happy and definitely recommend heritage financial to anyone looking for quick and transparent mortgage process.

We have worked with Heritage Financials Corp for quite some time now. The entire staff from the beginning to end are very professional and always go above and beyond to help close the deal. They truly are the best in the business. In fact I have recommended my family from uncles and cousins to work with Heritage and they’ve also had the same great experience. If you are looking for a mortgage look nowhere else and give them a call.

I am very happy with the service I got from Heritage folks! They closed my mortgage in 14 days and the highlight was they were very pro-active and responsive. DJ (Dheeraj) and his team worked relentlessly to close this out in record time. He and his team coordinated and communicated with the realtor, escrow & insurance companies with very minimal involvement from me or my wife. I recommend Heritage services to everyone and anyone. Value for money, super charged and highly talented folks whose mission is to take care of their client and their stress-free involvement!

WE are very happy for their services and they rightly know the clients requirements and very prompt in responding the doubts and clarifying them in the timely and professional manner. Over all we can give them 10 out of 10 for the their service and closing the loan timely manner and Good wishes to Ms Anjali Gandhi and Dheeraj .

The Heritage Team provides a white-glove personalized service at a very competitive cost. Their staff is very knowledgeable, professional, honest and provides great customer service. I had worked with Nick.....he is very thorough and courteous. The staff supporting Nick was super helpful and provided timely communications. I feel they bring a great value-add compared to dealing with conventional banks and large mortgage lenders. I have recommended them to many of my friends and they all have thanked me for the referral....they all had a magnificent experience just like me. Thanks Heritage for taking the pressure out of getting a mortgage.

I have use Heritage Financial Corporation for my home mortgage needs twice. Both experiences were extremely positive. They were super involved with every aspect of the home buying process. They are very good at what they do and will leave no stone unturned to get you into your new home. My loans were processed by Deepa Shah and I can’t say enough good things about her diligence and knowledge regarding the home mortgage process. I sincerely appreciate her and her teams heard work and punctuality in get my mortgages processed.

Team was very friendly and worked efficiently to make sure all the paperwork was completed on a timely manner. There were many setbacks in the process, as expected when handling such a large financial transaction, but the team was able to work with us through the whole process and we were able to close on our first house successfully Update: I have bought my second property, a condo in Jersey City, with the help of Heritage. They were always looking out for me and working with me through process including the several hiccups we faced along the way. It is great having them on your side since you get the help from an actual person to answer all your basic questions about the home buying process.

Quick refinance. Was able to lock my rate fast and able to close on the process quick and smoothly, transaction was all done remotely and best rate in town on mortgages! Great team (Nick, DJ and Tina) at Heritage! Definitely give them a try A+++

I would highly recommend Heritage for their services. I had the wonderful experience of dealing with Chaitali Patel who walked me through the whole refinancing process & made sure to keep me updated at every stage of the process. She took out the "stress" from what can be an extremely stressful process especially during these times. It was a pleasure dealing with her. She knows her stuff well & that was reassuring. Do not look elsewhere .

I cannot say enough about Heritage Financial Corporation. If given the option, I would rate them higher than 5 stars. Tina Shah and the team at Heritage provide excellent, high-value, and timely service. Unlike other organizations, Heritage was fully transparent in our dealings and offered thorough guidance and advice to ensure that my transaction was of greatest value to me. Furthermore, the process with Heritage was seamless and expedient due to their highly structured approach. I look forward to future dealings with them and offer my highest recommendation.

What can I say about Heritage Financial Corporation? The whole team is utterly amazing from start to end. They are very professional and always go above and beyond for their clients to close any deal. Tina by far makes the whole mortgage experience so much easier. She is so professional and takes pride in what she does but besides that she is an amazing person. Can't forget about DJ he is so quick to answer any questions or concerns that you might have. In my opinion they essentially operate more like a family member working on your behalf as opposed to a generic business corporation . The whole experience for first time buyers or even for people who own properties is great I truly recommend Heritage Financial Corporation to family and friends. P.S.If I was able to rate them six stars I would !