First Bank - Wilmington, NC Eastwood Rd, Wilmington

Switching to First Bank has been the best decision for me and my businesses! The customer service I have received just in the first few weeks since I started banking here has been incredible compared to my old bank! My only regret is not switching to First Bank Sooner! Everyone including Natasha, Nicholas, and Morgan have been fantastic to work with and have helped me save money in lower interest rates on my Mortgage! Thank you guys for all your hard work!

I very VERY Rarely leave negative reviews (most reviews I ever leave are positive ones because I love when people are praised for their efforts)… HOWEVER, in this case I feel that it is extremely necessary. My husband and I have banked with First Bank since coming to Wilmington, NC over 4 years ago. Have had excellent banking history and no issues what so ever. I went Friday to Close out my account. It was an incredibly hectic day. I had movers at my home from 8am until 6:30pm. Since we were moving to Tennessee it was necessary to close the account that day! I went in and the bank was very busy due to it being a Friday and after 4pm. The associate who helped me was incredibly kind, as they always are. The usual teller that I see wasn’t there that day, so I worked with whoever was next in line. I was closing our checking and our savings, getting 3 cashiers checks, getting cash to hold us over for the weekend and asked specifically to leave a certain amount of money in the bank to cover any pending charges that may come through as I was instructed that the account COULD NOT be closed as there were pending charges, and to place the remaining balance in a cashiers check. I did ask to stop any further transactions from coming through, including the Cards! (Clearly that was not done at all as I had to handle that on Monday when I was informed that we had a NEGATIVE Ballance which stemmed from the amount not being left in our account that I directed to handle any pending possible transactions) NOW… almost a week later, due to an error (NOT on my part, the correct funds being left in our account as instructed) where the tellers cashed out our Entire Account, my husband and I are in the negative, which we are happy to Pay… HOWEVER… the bank is REFUSING to waive the Overdraft Fees that occurred Due to the Error caused by the teller not following my instructions. Had the amount I asked been left in the account… this would not even be an issue at all. SO… If i had to rate First Bank… It would receive 1 ⭐️ on a 5 ⭐️ scale. What happened to Customer Service? We have no issue taking care of what we owe… However I refuse to pay for someone else’s mistake! Why when we were handling such sensitive information and the amounts we were handling was I not pulled into an office where we could communicate effectively and confidentially instead of out in the open in front of everyone! Again, after 4 years… just very disappointed and extremely disappointed.