Farmers & Merchants Bank Beach

I have banked everywhere from all of the big name banks to small credit unions and this is by far the best bank I have ever been with. From every level this is a "can do" bank. I really was tired of the "we can't do that" attitude from every level of banking officers at my previous bank. Al Stone is most likely the reason that this bank runs so well as upper management is usually the cause of bad service at the window and Al is a cut above the rest! Bravo F&M!!!

Worked here once. They mess with the tellers tills, so they get fired over 20.00. If you're Not part of "the click", they will get you fired. Big turnover of staff for reason stated above. This also gives Sr. Folks Bigger Retirement at "little peoples" expense. Brought matter to Attn. of Bank President, Mr. Walker, with No response, and Staff stayed with No Reprocussions that I could tell.

03/16/2021: Now that I've had some experience, not for me as a primary bank. Nice offices although service does not meet my expectations, I'd rather talk to a robot, nor is online banking adequate, extremely slow and clunky design and multiple days to clear payroll ACH transactions. A bank may offer a slow ACH for free but charge extra for next day ACH. If you like NORMAL faster transfers, use a more efficient bank or broker. Don't let them get away with "2-4" days is the standard." The standard ACH service is next-day.

Daniel Tran is an excellent banker and went above & beyond to help me set up my business account.