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Federal credit union

Essential Federal Credit Union La, Plaquemine

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3.4
Closed
Wednesday8AM–5PM

(225) 353-8238

https://www.essentialfcu.org/

21925 LA-1, Plaquemine, LA 70764

Apply Online

    Services

    • Vehicle Loan Provider
    • Personal Loans
    • Business Loans
    • Credit Cards
    • Mortgages Other Loans

    Essential Federal Credit Union Reviews

    D

    DAVID MAGEE, SR
    3

    Slow with little regard for customer care

    Response from the owner

    Hi Mr. Magee, thank you for your review. We appreciate feedback like yours so we can know specifically where we need work to ensure you have the best experience possible when banking with Essential Federal Credit Union. It would be appreciated to complete our feedback form on our website so we can get more details as well as contact information. You can find our feedback form at www.essentialfcu.org on the homepage under "Featured News."

    C

    Ce H.
    1

    Charges $25 dollars for a replacement debit card if you loose it. $25 for a piece of plastic.

    V

    Vic Mock
    5

    I personally give Essential 5 stars. I only wish Laura crappard was still with y'all. But I have one concern about a mailing we received in the mail that states WANT LOWER YOUR CURRENT AUTO NOTE PLUS 90 DAY NO PAY....well i called cause we have a vehicle currently financed through ESSENTIAL, so I'm told its only for New Auto Loans.The mailer doesn't state.That.Any we are very pleased with what yall do and we THANK YOU ALL.Right we are in the process of seeing about doing a home equity loan with ESSENTIAL and very excited about doing business with yall..

    B

    Butch Charrier
    5

    I 've been a member there for almost 10 years now .if you have any questions they"LL answer them the best way they can.

    Response from the owner

    Thank you for the great review, Butch! We're delighted to hear that you're happy with our team and banking services. We pride ourselves on providing an excellent banking experience for our customers.

    V

    Victoria Wilson
    1

    In Middle school a group of people portraying to be apart of the Dow Federal Union, Collected 83 dollars off of me and claimed to have put it in a savings account that I shouldn't touch until I'm 18. Well Now I'm a 20 year old mother/student and they can't seem to find a dime of my $83. Warn your children of this business' facade. Or else you kids will have paid for someone else's Infinity before they get one. Business is Business I guess

    Response from the owner

    Hi Victoria, we are sorry that you were having problems with our banking services. If you are still experiencing issues, please contact us at our main location so that we can address your concerns. Thank you!

    s

    shanyia watts
    1

    They never answer the phone I've called multiple times about on issue with my online banking and I still have yet to receive a call back.

    A

    Anky Bonnette
    1

    The worst customer service of any financial institution. Was trying to get an issue fixed on my credit report. When I could get someone to speak to me, they were rude and acted as if I was bothering them. And I did " contact the main office ", as the typical response states. Was no help. Not only will I give a negative review every chanch I get, I will tell as many ppl who will listen about my experience

    D

    Danton Mouille
    1

    Horrible customer service for a loan. Dealing with one of the 'loan officers' was horrific. They refused to contact the seller for information needed. They ran me through the meat grinder trying to get the information they needed while talking to me like i was a problem. I went to another bank form my loan with no problems. Pulling my account with this bank and will never do business with them in my lifetime. Im also a Dow employee...

    Response from the owner

    Hi Danton, we are sorry that you were having problems with our banking services. If you are still experiencing issues, please contact us at our main location so that we can address your concerns. Thank you!

    S

    Stephanie Marshall
    5

    The young lady, that waited on me was very professional and she handle all of my personal needs.

    Response from the owner

    Thank you for this awesome review!

    G

    Gilbert Henry
    5

    Some of the most respectable,reliable, helpful women that I have come across in the banking industry,keep up the positive altitude and nice friendly qualities

    Response from the owner

    Thank you for the great review, Gilbert! We're delighted to hear that you're happy with our team and banking services. We pride ourselves on providing an excellent banking experience for our customers.

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    FAQs

    • 1. How Can I Contact Essential Federal Credit Union?

      You can call Essential Federal Credit Union via (225) 353-8238. You can use our online platform to submit your loan application as well.
    • 3. What Kind Of Services Can I Get From Essential Federal Credit Union?

      Essential Federal Credit Union offers various loan services: '
      • Personal Loans
      • Vehicle Loan Provider
      • Business Loans
      • Credit Cards
      • Mortgages Other Loans
      ' Check out more details about Essential Federal Credit Union.
    • 5. Is Essential Federal Credit Union An Agency Or A Lender?

      Essential Federal Credit Union is a Federal credit union that accepts all kinds of loan requests including online installment loans. In addition, iPaydayLoans, as an online loan service platform, can connect you with our network of lenders to get reliable loan services.
    • 2. Where Can I Find Essential Federal Credit Union?

      Essential Federal Credit Union is located at 21925 LA-1, Plaquemine, LA 70764. Take a look at the map and pay them a visit right now.
    • 4. How Can I Get A Loan At Essential Federal Credit Union?

      You can submit your loan request on their website. If you need further assistance, you can always check our website to see what's available for you.
    • 6. What Will Happen If I Can't Repay My Loan?

      Please contact your lender if you can't repay your loans. Your lender may adjust the loan plan for you to fit your financial situation at the moment. Visit our online platform to learn more information if, for example, you defaulted on your online title loan services.
    • 7. Can I Get Loans With Bad Credit from Essential Federal Credit Union?

      Yes, it is possible to apply for loans without perfect credit score such as online personal loan services from them. You can contact the loan service providers for detailed information regarding loan requirements. You can also check out our website to get instant loan quotes with easy conditions.