Embrace Home Loans-Maryland - Frederick W Patrick St, Frederick

If you are planning to buy a house in the extremely competitive market in the D.C. area, look no further. The team at Embrace Home Loans is personable, efficient, and available even on holiday weekends. They use visual tools to present complicated financial scenarios which made all of the difference for us as first time home buyers. We also locked in a great interest rate. The loan approval process was very quick -which you will need for competitive offers. Loved working with Gary May and Tom Trott. Tom sent us final closure disclosure documents on a weekend his son was getting married! I would highly recommend Embrace Home Loans!

Mike Haeffner is a great loan officer. He made my experience buying a home very smooth. There was constant communication and he made me feel like his only client. Thank you for your professionalism.

Tracy made getting my first VA home loan go so smooth. She was on top of the process and kept constant communication. Anytime I had questions or didn’t understand something I just had to pick up the phone and call. I enjoyed my experience and will most definitely be recommending Tracy to any one looking to use there VA loan or any loan in the future! Tracy was awesome!!!!

Tracy at Embrace Home Loans did a great job with assisting me on my refinance. She made it easy and was very helpful with all my questions and concerns. Will defiantly recommend Tracy to family and friends.

Mike is the GO TO person for financing. He works quickly and has outstanding communication. I would choose him and again and would definitely recommend him to family and friends.

Tracy was amazing through the whole loan process. If I had any questions she was very responsive and made the whole loan process easy and stress free. We are so happy we used Tracy and Embrace Loans for our mortgage loan and would definitely recommend her to anyone!

Tom and his team are top notch! They made the loan process easy, and communication was quick and thorough. They were cognizant of our timeline and worked hard to ensure we closed on time. Tom provided excellent advice from day one, and all the way through closing. I highly recommend working with Tom for your mortgage needs!

Tracy made our home buying experience much easier the second time around by keeping us well informed. We knew what to expect and when and communication was open at any time of the day. Tracy made our home loan experience as smooth as possible and was excellent to work with.

Tom made the home buying process so easy and painless. He was patient with me&he took his time to carefully explain each step of the home-buying process. If you decide to go to Tom, it will be the best decision you could ever make. I have gone through 5 loan companies and going through Tom has been a DREAM experience for me. I was working w/ Tom for a month and I’m already into a home! THANK YOU A MILLION TIMES, Tom! He is the reason I was able to find my dream home and create a huge milestone!

Gary was a pleasure to work with on our loan application. He is attentive and consultative, making the journey toward homeownership with him! I will recommend Gary to all my friends and colleagues. He is a dependable service professional. I believe he makes right-buyers become great buyers! He is a knowledgeable advocate throughout the loan process—the best buying experience I've had in a very long time. David S.

Working with Gary made all the difference in our first time home buying experience. He is personable and was very understanding of our situation and needs, so he helped us work through loan and down payment options to find the best way forward for us. Very kind, communicative, and thorough. Highly recommendable. Thanks Gary!

Embrace was incredible! Tom Trott is amazing to work with. Very friendly, thorough and always available to answer any questions along the way! His team was very helpful as well. I will be recommending Tom and Embrace to anyone I know that is looking to buy a home!