Embrace Home Loans-Maryland - Columbia Merriweather Dr, Columbia

Mike at Embrace was awesome to work with. He, along with Sydni and Jen, were patient and answered all of our questions as first time home buyers. We received a great rate and first class service. Highly recommend using Embrace Home Loans if you are in Howard County, MD and looking for a reliable lender.

Mike and his team were amazing! The process was simple and they kept communicated with us continually which kept us at ease during the process. I would highly recommend that you reach out to Mike and Embrace for your next home loan! You wont be disappointed.

Kent made me feel like I was his only client! He was so helpful, so responsive, and so personable that he made the process easy but also more fun! He got me an incredible interest rate on my home loan and crunched numbers for multiple properties over the course of my home search, often delivering the estimates within minutes of my inquiries. As a first time home buyer, I was overwhelmed with the process initially but he was very good at explaining every step of the way. I highly recommend! 5 stars!

**UPDATE (1 year later): As with our home purchase, Kent made the refinancing process a breeze. He was always available to answer any questions we had and was quick to respond. He and his team are amazing and I strongly recommend using them!! ** Kent from Embrace went above and beyond with helping us buy our first home. He broke everything down for us and answered any and all questions we had throughout the whole process. I would highly recommend him!!

Working with Marty Scovitch and his team was a pleasure. Purchasing a new home is stressful enough but he made our experience pretty much stress-free. He was always quick to respond to my inquiries and kept me up to date as things progressed. I highly recommend working with Marty and his team at Embrace Home Loans.

Marty was fantastic to work with. He was responsive to all our questions and made the process move as quickly as possible. This is our second time working with him and we can't say enough positive things about our experience with Marty and those we worked with at Embrace.

Marty Scovitch and his team (MY DREAM TEAM) are absolutely AWESOME!!! Without them, my dream of homeownership would have never been possible. No one could have ever convinced me that purchasing a home would be as simple as Marty and his team of professionals made it for me. If you are looking to purchase, I would strongly urge you to use Marty. His experience, knowledge, professionalism, honesty and responsiveness are unmatched! Thanks again, Marty and team, for making my home buying experience a delightful and pleasant one! 🙏🏽

I started my home buying process through a non-profit organization back in February 2017. After months of providing all kinds of documentation and thinking I was near the finish line, I was told that more time would be needed. My realtor recommended Mike Davidson and Embrace and the rest is history. Mike made everything happen. He was professional but also friendly. As a first time home buyer I had a lot of questions. He answered them all and addressed any concerns. He was awesome to work with. I was able to close on my new home after 3 weeks of my offer being accepted. Amazing!! Working with Mike and Embrace Home Loans is like hitting the "Easy" button.

Marty was informative, communicated clearly, and urgent in his follow up. I most appreciated how thoughtful he was in answering all of my questions, making it simple to digest & understand - I always felt like we were his priority, which certainly made the experience more enjoyable. Very much appreciated!

We had the pleasure of working with Mike Davidson and Rachel DiGrazio at Embrace Columbia and we could not be happier by how seamless the process was. They were both very attentive, responsive and professional. We refinanced from a 4.875% loan down to a 3.175% rate and it was all done in under 3 weeks! We were working with our original lender Wells Fargo for 3 months to get this done and it was going nowhere. I'd highly recommend Mike and the team at Embrace! Can't wait to do business with them again. Thank you guys!

Mike Davidson of Embrace Home Loans delivered a flawless lender experience, and I couldn't be more grateful. His attentiveness, advice and encouragement throughout the process made everything so smooth, and we actually were able to go from contract to close in just two weeks! I would not hesitate to recommend Mike and Embrace to anyone needing any kind of mortgage product.