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Credit union

Elements Financial S East St, Indianapolis

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4.1
Closed
Monday8AM–4PM

+1 317-276-2105

http://elements.org/

225 S East St #140, Indianapolis, IN 46202, United States

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    Elements Financial Reviews

    S

    Sharon Lauray
    5

    Elements Financial is an entire financial institution ensuring that you have the best information available to help you financially. They have individuals who will meet with you to ensure your financial success. I've done such and now have several accounts with them. There has never been a moment where I've encountered the "banking attitude". Elements is a financial institution that also believes in education of the consumer so that they have all the tools available to them to make good financial decisions for their future. I would highly recommend them to everyone. Also customer service over the telephone is always great and that's important since they are the voice of the company. I love my bank!

    Response from the owner

    Hi Sharon, Thanks for the review. We’re glad to hear your experiences have left a positive impact on you - specifically the financial success. Please let us know if we can help you down the road.

    D

    David B. Losier
    5

    I have had various loans with them, never had any problems. Great customer service and quality of products offered. I keep my checking and a savings account open always with Elements Financial..!

    Response from the owner

    Hi David, Thanks for your review and kind words. We’re glad we help could support your financial journey. Please let us know if we can assist down the road.

    J

    JJ Malvarez
    5

    Best bank I have ever dealt with. They take care of all my financial needs a more. Customer Service is the BEST!!!

    Response from the owner

    Hi JJ. Thanks for the review. We appreciate your loyalty to the Credit Union. Please let us know if we can assist now or down the road.

    P

    Patrick Sanders
    5

    Hey guys if you're having difficulty with credit these guys are great to work with they will help you out pay on time and you'll have success and you'll move forward Great company to work with

    Response from the owner

    Thanks for the review Patrick!

    A

    Andrea Nabors
    5

    I have my bank accounts, mortgage, and car loan through Elements. Both the mortgage and car loan had the best quoted interest rates so it was a no brainer to go through Elements. I was a first time home buyer and they had a special program specifically for first time buyers (no PMI!). I was even able to refinance my mortgage quickly and as painlessly as possible. Everyone I have dealt with has been incredibly helpful and thorough. When an issue cropped up with adding my husband to my accounts it was quickly fixed. I will definitely continue using Elements for myself and my family's financial needs.

    Response from the owner

    Hi Andrea. Thanks so much for the review. We’re glad we could help you and your family with so many milestones. Please reach out if you ever need anything.

    A

    Amy Goins
    5

    I have had several experiences with Elements, including checking account, student loan, and home equity loan. And each time I have had superb, friendly, and timely service. They make everything really easy to navigate. Everything has been a good experience, I will use them again if I have a need!

    Response from the owner

    Hi Amy. Thank you for the review and kind words. We’re glad we could help with your different needs. Please reach out if you need anything down the road.

    D

    Donita Brown
    5

    I switched from my long time banking institute to Elements last October and I could not be happier. The reps are very friendly and helpful. I worked on refinancing my home and the attention I received through the whole process was unbelievable, they made me feel like a person and not just a person trying to get a product. I really love being an Elements family member and hope to have many more years with them.

    Response from the owner

    Hi Donita. We know making the jump from one institution to another is a big hurdle, so we appreciate your willingness to make that jump. We're glad you've had a positive experience. Please let us know if you need something in the future. Thanks a lot!

    R

    Rachel Fischer Personal
    5

    Elements is a fantastic credit union. The customer service is very efficient and informative . Everyone I have worked with has been very professional and pleasant. They have created a very user friendly app that has been extremely easy to navigate. I also love how many atms I can use without having to pay a fee! I have no complaints about this company and would highly recommend joining.

    Response from the owner

    Thanks for the review, Rachel. We’re glad you enjoy the ease of banking on the go with our mobile app. Don’t hesitate to let us know if we can help you in any way!

    V

    Vince Simons
    5

    I've been a member for nearly 30 years and the reason I remain loyal is based on the consistent, quality service and the efficiency in how they handle the products they have. I've experienced many changes with the credit union over that time frame but I've always felt they have been there for me as part of their community of members. I have experienced challenges as well but they have always been met professionally and usually resolved quickly. My positive experience has extended over to my family as well as now my kids are members and having the same positive experiences themselves. Keep up the great work!

    Response from the owner

    Wow. We’re blown away by your kind words Vince. We strive everyday to support the financial wellness of our members, and we hope we’ve been able to do that for you over the past 30 years. Thanks for your loyalty and belief in our credit union!

    K

    Katherine Dann
    5

    I first heard about Elements through my job. They partnered with my company to provide financial services for their employees. It's honestly pretty awesome! They would provide classes about anything and everything about your personal finances. This was awesome for me. I had just graduated from college with a real "adult" jobs and needed to know how to save my money, apply for a car loan, invest some money and eventually get a loan for a house. I would HIGHLY recommend Elements to anyone that is needing help.

    Response from the owner

    Hi Connie. We’re glad we were able to help you transition to the post-college lifestyle. We appreciate your kind words and if you need anything down the road, let us know.

    J

    Jake Engel
    5

    Elements has all of the same products as big banks, but has better rates and less fees! As a Young Professional, they have helped me get a credit card, checking account, auto loan, and mortgage. I’ve even started investing with Elements Wealth Management. The people are great to work with!

    Response from the owner

    Thanks Jake. We appreciate your kind words and loyalty. Please let us know if we can assist you down the road at all.

    L

    Lorenzo de la Rosa
    5

    Everything about Elements is great! The checking and savings accounts, the credit card (though the APR is a little high), the customer service at the Government Center, and the email newsletters that will enhance your financial literacy!

    Response from the owner

    Hi Lorenzo. Thanks for the review and your loyalty to the Credit Union. We appreciate you. Please let us know if we can ever assist you further when you visit our IGC Location.

    N

    Not AvgType
    3

    At 8:05 am and the call is awnsered "due to heavy customer call..... blah blah and go online and chat." I guess there are people at the coffee chating about their Friday happy hrs plans. SMH.

    Response from the owner

    Hi there, Sorry to hear about your experience. Our contact center is available 24/7 at 800-621-2105 and our live chat is available 9:00 AM - 4:30 PM ET M-F to help assist.

    C

    Chelsea Smith
    5

    Working with Element Financial has been a great experience. Brooke Kersey is by far the most professional and knowledgeable loan specialist. She is patient and her follow up is impeccable. Brooke’s client management skills are by far the best I’ve seen in 30 years. Very happy with my experiences.

    Response from the owner

    Hi Chelsea. Thanks so much for the kind words. We’re glad to hear about your experiences with the credit union as well as Brooke. Please reach out if you need anything in the future.

    J

    John McLaughlin
    1

    Worst ever they send threatening letters to repo vehicles and impact loan on false claims when proven wrong they hang up they refuse to accept the title as it shows there name on it saying they are not on it they are a scam be ware!!!! Will be sueing them if they touch anything of mine! They breach contract and feel they don't owe anything but if one of us breach a contract they would take our kids if they could !!

    M

    Mandy Gingerich Hall
    5

    I just finished refinancing my mortgage with Elements Financial and it was an absolutely perfect experience! The initial online application was easy, clear, and thorough and I was contacted by a knowledgeable and friendly representative within an appropriate amount of time. He gave me the details about where my application stood and, importantly, he gave me the time I needed to get back to him. Not once did he call again or email me to pressure me into continuing the process. Another company that I was considering (NOT Elements) actually harassed me after I made the initial inquiry and they were rude and defensive when I did not return their call. I actually blocked their phone number, it got so bad. The entire process with Elements went very smoothly and EVERYONE I dealt with was friendly, knowledgeable, and efficient. I needed to refinance by a deadline and Elements worked diligently to make sure my deadline was met. In fact, I even had several days to spare! I 100% recommend refinancing a mortgage with Elements. Sean and Janene were fantastic!

    Response from the owner

    Hi Mandy. Thanks so much for the review. We appreciate you taking the time to leave a review. Your ability to trust us with a milestone such as a home means so much. We strive everyday to make an impact for our members and we're glad we could help. Please don't hesitate to let us know if you ever need anything. Thanks again!

    J

    Jorge Gallo
    3

    I REGRET ever initiating an Auto Loan with Elements Financial every single time I need to do ANYTHING with my Account. Aside from look-at a Statement Online and some simple payment features from my required "Savings" account to the Loan Account, the website is horrific and provides FEW real amenities of an online presence. The majority of tasks is accomplished via phone call, return phone call (since Customer Service Representatives are Generalists often unfamiliar with specific items required or unable to access the appropriate forms). Ultimately a paper form must be signed and submitted (whether mailed to me or send via email) to a department somewhere to get anything done, including but not limited to Address Changes, Changes of Name, Changes of State/Title and Lein Holder Information, Changes in Auto-Pay (yes, this really SHOULD be an online feature, but while you can create and confirm an online account from a Banking Institution elsewhere, you cannot remove or make other changes without a physical, signed and mailed form). Honestly, the BIGGEST MISTAKE I made was to follow-up on a Credit Karma recommendation to save a few dollars in interest on my Used Auto Loan and to move away from CapitalOne, which had everything available online and was hassle-free. Most Customer Service Associates are pleasant, although it does take some time to get to them (especially more post-COVID-19). But seldm can I get anything DONE and someone else needs to call to call me back (taking more time, risking a missed call and adding to the work required to manage simple tasks). I'm not sure how being "Like a bank, only better" is at all possible - since it's two-to-three times the work and really not worth the overall savings (service is mediocre and I have been annoyed by uninformed, poorly trained and confused "Service Associates" as many times as pleased). STAY AWAY!

    Response from the owner

    Hi Jorge. We're sorry to hear about your experience with your auto loan and the overall service you received at Elements. We will take your feedback and pass it along so we can learn more from our members and better serve them.

    E

    Emily Dyer Humphrey
    5

    Elements is always a pleasure to work with! My clients are very receptive to their multiple mortgage programs. Really they have a product to fit every client’s individual needs, and the customer service can not be beat! Highly recommend.

    Response from the owner

    Thanks, Emily. We appreciate the review and your loyalty!

    T

    Tasha Eizinger
    5

    I have sincerely appreciated the customer service and the personal care I have received by becoming a member of Elements Financial Credit Union! My finances have been simplified and better utilized, and I am better educated on the benefits of a credit union. The shared branching is beneficial for me since I’m not in the Indianapolis area. Any time I have had questions or concerns, the responses have been prompt and thorough. I’m thankful a friend shared this credit union with me!

    Response from the owner

    We’re certainly glad you’re a member, Tasha. Thanks a lot for the review. Let us know if you ever need anything!

    M

    Megan Robin
    5

    My experience with Elements has been outstanding over the years. Ashlie is amazing and a true consultant! Recently, I did my home improvement loan with Karla Chevrie. Karla was wonderful and the loan process went very smooth. Thank you Elements for providing quality member service.

    Response from the owner

    Hi Megan, Great to hear you've had positive experiences over the years. Your review of kind words means a lot to us and we truly appreciate your membership. Thanks so much!

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    FAQs

    • 1. How Can I Contact Elements Financial?

      You can give them a ring by this phone number +1 317-276-2105. Or you can enter their official website and submit your loan request online.
    • 3. How Can I Secure a Loan at Elements Financial?

      You can enter their official website and submit your loan request online. If you are looking for payday loans, you can turn to iPaydayLoans for more details.
    • 5. What Happens if I Can Not Afford to Rapay My Loan?

      You can consult with your lender if you are struggling with the monthly payments. Different lenders have different standards to deferred payment. It is advisable to read carefully before signing the loan agreement.
    • 2. What Is the Address Of Elements Financial? How Can I Get There?

      Elements Financial is located at 225 S East St #140, Indianapolis, IN 46202, United States. You may simply check the map and find the most convenient way to access it.
    • 4. Is Elements Financial an Agency or a Lender?

      Elements Financial is a Credit union. To make things easier, iPaydayLoans allows you to access a large network of trusted lenders over the internet. You can click here to get a fast personal loan with no credit check.
    • 6. Does Elements Financial Offer Bad Credit Loans?

      Yes, but if you want to boost your likelihood of securing a loan with bad credit, iPaydayLoans is here to help! Just turn to our online service to get a personal installment loan even with your low credit scores.