Elaine Ritter - Swan Financial Island, Fernandina Beach

From the very first call until after closing, the entire process with helping mutual clients have been outstanding! Elaine is efficient, professional, thorough, and made our deal run smoothly, on time, and with GREAT communication throughout the entire process! As a loan officer knowing our area, and the best rates out there, she delivers 100% I look forward to working with her on future business!

From application to closing, Elaine was helpful and very responsive. She made the process easy and got me closed on time without any worries. Highly recommend!

Just closed on my second home loan with Elaine and wouldn’t use anyone else! She’s the best at what she does and makes it super simple and as less stressful as possible! Thanks Elaine!

Lots of knowledge shared by Elaine to help us through a sale and a purchase. Very capable.

As a first time homebuyer, I wanted to have individuals who were knowledgeable, available and honest by my side throughout my process. Elaine was all of that and more. Any question I had, she was always easily accessible and very familiar with lending and the home buying process to assist me in qualifying for any available bond programs and even securing my home loan. Most importantly, she was always straight to the point and kept me in check with my finances. I recommend Elaine without hesitation to any and everyone.

Elaine helped my customers secure financing at a great rate. She was responsive to all of our questions. Seek Elaine's help for your mortgage needs!

Elaine made my Refi a quick and easy process. I will definitely be using her again for my next purchase!

From the moment we began working with her Elaine was extremely helpful and amazing to work with! I cannot quite put into words how much we appreciate all of her help and how we enjoyed working with Elaine. 100% would recommend her to anyone!