Debra Shultz at Guaranteed Rate (NMLS #49302) Lexington Ave, New York

Debra and her team at Guaranteed Rate were incredible. We were moving into a new home during COVID, and Debra was fast, sharp, and helpful every step of the way. We really can't overstate how efficient the process was -- no matter what kind of question we had, Debra responded quickly with a clear, concise answer. We fully trusted her team to guide us through the home-buying process. In fact, they had our mortgage documents ready early so we were able to close ahead of schedule. We would work with Debra and Guaranteed Rate again in a heartbeat -- they were the best mortgage company we could have asked for!

Debra and her team were excellent at helping me secure a mortgage.  They made the process very easy and were especially great at communicating in a timely manner exactly what was needed and what the next steps in the process were.  Most importantly she was able to secure a great rate on the mortgage.  I would definitely use Guaranteed Rate and specifically Debra's team again in the future.

From the first query, Debra and her team were wonderful. She was always extremely responsive, even on Sundays! She understood my needs and wants and laid out all my options with patience, clarity and good humor. They just guided me through the process, keeping me organized and informed every step of the way. They were perfect and I enthusiastically recommend them.

Debra and her team are simply the best. They are extremely knowledgeable and always find creative solutions to complex situations. They operate with a high sense of urgency and are literally always available. She is calm and a pleasure to work with. I can’t recommend her highly enough

"We've worked with Deb to get our first home. Deb and her team were incredibly knowledgeable and knew all the answers to our questions. We couldn't be happier with the mortgage we ended up with, especially when comparing some of the rates vs. the rates some of the larger banks were offering. Deb and team understood our preferences, found a financing solution that was tailored around this and guided us through the whole underwriting process in a timely manner. We went from signing to closing in less than 6 weeks! What really stood out to us aside from the knowledge, was the responsiveness of Deb and her team. Whether it was late at night or over the weekend, we always got a response in less than 6 hours which is astonishing! We have since recommended Deb and her team to several of our closest friends and will definitely work with her again when we buy another property!"

Debra was referred to me by a friend. She was beyond amazing! She always responded very quickly, even on evenings or weekends when I needed to ask her questions. Her team and Guaranteed Rate made everything really easy and kept me updated every step of the way. I would completely recommend Debra and would definitely use her services again. Even my buying agent commented on how great Debra was! I am really happy I was referred to her.

I highly recommend to anyone looking for a mortgage or interested in refinancing their existing mortgage to work with Debra and her team. Debra helped me in 2015 when I purchased my home, and again this year when I refinanced. She is one of the most responsive, helpful, and organized financial professional that I have ever worked with (and I’ve worked in financial services for 18 years). She and her team answered all of my questions quickly and thoroughly, and kept me on track to ensure submission dates were met. I’ve recommended her to many friends and colleagues without reservation. Getting started was incredibly easy - Guaranteed Rate has an intuitive, user-friendly interface to guide you through the process. Definitely check them out.

Debra Shultz is the best in the business.  She has helped me with numerous financings and re-financings over the last 10 years.  She is always responsive, extremely knowledgeable, very thorough and an absolute pleasure to work with.  Debra and her team make the process seamless from start to finish and work tirelessly to get the deal done.   Debra has my highest recommendation and I look forward to working with her again in the future.

I have been sending my clients to Debra since 2011 for their mortgage needs. I've never had a mortgage lender literally available 24/7 for my clients to work around their crazy schedules. Her voice is so soothing and she always keeps me and my buyers so calm and grounded. Debra is knowledgeable and knows the ins and outs of this business. Not only has she helped so many of my clients get the home of their dreams and held their hand every step of the process, but she's also helped clients of mine connect with other lenders who could help them when issues had come up and she could not. Highly recommend Debra!

Debra was incredibly helpful throughout the process. The mortgage process is not the most fun thing in the world to go through but Debra worked to make it very easy and set very clear expectations so there were no surprises or issues at all. I would recommend her and her team to anyone looking for a mortgage.