Coastal Capital Funding Inc W Horizon Ridge Pkwy, Henderson

Steve Berger with Coastal Capital Funding was amazing! We were first time home buyers so having Steve’s expert advice and help was crucial for us. He was always available, responsive, and willing to answer all of our questions. The whole escrow process seemed a bit intimidating, but Steve was there to put us at ease, and it couldn’t have gone more smoothly. We were able to fully trust in him through the whole process of buying a house. We are so grateful for him and his company and highly recommend him to anyone. The Thomas Family

This was the second time I worked with Steve Berger. The first time when I was buying my home, the second time when I refinanced my loan to have the dreaded PMI removed. In short, there are simply no words that can describe how well this process went for me. Steve is a top-notch professional! Steve and his staff are definitely on top of their game. They guided me throughout the process and made everything clear and concise for a better understanding of what each step entailed from start to finish. No question of mine was ever too small or, dare I say, "stupid." I was treated as a valued customer and always felt like I was their only client in terms of how I was treated. More importantly, Steve's integrity is beyond the charts! He is honest and caring and will rather tell you if you can do better than what he can offer you, take it. In my book, this speaks volume and I would truly reach out to Steve Berger and his team in the future as well as refer anyone I know to Coastal Capital Funding Inc. Truly a great experience throughout the process from start to finish. I always felt at ease compared to past experiences where I have felt stressed and on edge from start to finish all while never having a clear understanding of what was taking place or whether or not my loan would be approved. In the past, it has felt like it was just about "having my business" and nothing more. In summary, I can't say enough, about Steve and his staff, except, if you are looking for a mortgage broker to work with, call Steve Berger and feel free to tell him Rose C. sent you! :)

With the local real estate market going crazy with many buyers chasing very limited desirable properties, it was vital that we be able to act quickly. We had already found the property we wanted but our traditional lender wasn’t going to be able to respond in time to meet the sellers’ requirements. Having not needed any reason to use a loan broker in the past, we were pleased to have our real estate broker recommend a capable source. Steve Berger at Coastal Capital Funding was that “diamond in the rough” that made our purchase timely, stress-free and economical. Steve was always available to answer questions and give appropriate guidance that made the entire process run smoothly and close escrow in record time.

I love Steve and his team at Coastal Capital. They make me feel like I have a partner when need to refinance or get funds for a new real estate venture. I will not hesitate to work with Steve and his team in any future real estate transactions!!

I had a refinance done with Coastal Capital Funding several years ago (and recently) and they are fantastic! Steve has helped me both times with refinancing my home and it has always been a flawless and easy process. Everyone is very professional, accommodating, and just an all around great company to work with!! I would never hesitate to use them again in the future, and I would recommend Coastal Capital Funding to any friend/family member.

Steve and his group helped us re-finance two houses at the same time. They always responded right away with any questions we had. Total pleasure to work with and we plan to use them again in the future.

Steve Berger of Coastal Capital was fantastic to work with. He and his staff (Valerie supported us) were very responsive, fully explained the process, updated us as the steps came, and they answered all our questions along the way. Our property purchase was direct-seller to direct-buyer, without agents, so the clarity and responsiveness that Steve and Valerie provided helped make that be a great (and calm) experience. Coastal Capital uses Floify to request, upload and manage documents. This is an excellent tool that always let us know what actions we had outstanding and provided us examples of what an input should look like. Coastal Capital had access to a wide range of products, with some of the best rates around. Steve provided us recommendations on buying-up/buying-down options given our financial situation and objectives. It was good to hear the creative angles he was thinking of and why he was recommending what he thought was best. I feel people should always compete their mortgage options, but once you find that Coastal Capital is the best or near-best, then you have to go with them because of their tools, their responsive service and just seem like great people. We had a great experience. Good luck.

In short, working with Steve Berger at Coastal Capital funding has been an enjoyable and beneficial process. Steve has helped us refinance two loans, is helping structure a refinance for my parents and I've gotten rave reviews from those I've recommended him and Coastal Capital to. A friend recommended Steve to me when I was already in process with another lender, and I am so glad he did! He helped us get a loan over one and a half percentage points less than the other lender, at an incredibly low cost and thus saved us thousands of dollars! Now that we've done a second loan with him, people always marvel at the rate he was able to get us. Coastal Capital's online loan portal is easy to use, and Steve was with us to guide us all along the way. Definitely A+ recommend Steve Berger and Coastal Capital to anyone looking to refinance a home loan or purchase. You won't be disappointed!

We would like to thank Steve for all of the work he did in getting our property to close for us. Early morning texting, late night phone calls and emails; always positive and always cheerful. He’s the consummate professional, and the ideal person anyone would want working for them. You couldn’t asked for a better person to represent you in your real estate transactions—buying, selling, or refinancing. I have use Steve on several of my real estate transactions, and he’s is at the top of all my referrals. If you need someone to represent you in any one of those three real estate transactions. Steve is your guy. He’s an expert in the field. EuGene Lewis

We were introduced to Steve by a friend as "the guy" to work with on our home refinance.  From the moment that connection was made, Steve and his team exceeded our expectations.  Being new to the refinancing process, Steve made sure to educate as well as advise us on the best strategy for our situation while his team stayed on top of any/all deliverables and updates.  Coastal Capital made the process easy to understand, navigate and complete.  My expectations are now sky high, thanks to Steve and his team, so he will be my first phone call the next time we need mortgage services!

Our family was referred to Steve by many of our friends who have done refinancing with Coastal Capital Funding this year. Everyone had splendid recommendation of the service that Steve provided. When I decided to hire Steve for our refinance process, I found out that everything was true. Steve was personable, proactive, and a dedicated advocate of his client’s best interest. Throughout the process, I was well informed of the status of each step. Whenever there was roadblock, Steve always acted quickly. We were so happy in the end that we decided to hire Steve again for our home purchase one month later. Although the process was tougher, Steve’s commitment never wavered. We were wary of our goal to close the loan in three weeks as promised on our purchase contract. However, with Steve’s help, we were able to stick very closely to our closing date. We are so happy with our time with Steve that I would unequivocally recommend Coastal Capital Funding for anyone who is planning to refinance or apply for a new mortgage loan.

Steve was fantastic to work with and got rates that our current bank could not beat. We gave our bank a chance to compare their number’s to Coastal Capital, but honestly they couldn’t come close. We very much appreciated how quick Steve was to always get back to us and the patience he had with our questions. The process was very straightforward and the portals Coastal Capital uses online to communicate and share documents were super easy (and much much better than what our old bank used).

As always, my experience with Stephen Berger and Coastal Capital has been extraordinary. I just finished refinancing my home and got a historical 1.75% interest rate on a 15 year fixed mortgage. The process was easy and online and relatively swift. The service is always responsive and reliable and I trust Steve’s proven track record and subject matter expertise. With so many out there who have methods that don’t instill trust, Steve just sets the bar high in educating about the process, and in setting realistic expectations and all above board. I am so grateful for him and his team.

I found Steve through my boss and colleagues who went through Coastal Capital Funding for their homes’ purchase and refi. After having a stressful process of refinancing with another company, my husband and I decided to go with Steve and boy did we regret not going with Coastal Capital Funding in the first place! The process was smooth, Steve was very responsive, he set up a conference call with a live statistics for us to review as we talked through our questions/concerns. The entire process and meeting with the notary was smooth and quick! We closed escrow on our refi in about 2.5 weeks!! Steve was also able to get us a better interest rate than the other company we were going to go with. Better rates AND we got money back! Definitely recommend Coastal Capital Funding and will definitely use them again in the future!!

I have completed 2 refinance transactions with Coastal Capital Funding within 1 year. When you find a company whom you trust, it makes the refinance process a swift. Under the leadership of Steve Berger, the refinance process was quick and worry -free. He is quick to respond to questions and will answer your calls/texts even after hours. He made me feel at ease during a time when refinancing a home could be very time demanding and stressful. He is professional and will always be there to take good care of his clients.

The team at Coastal Capital Funding were amazing. Steve managed his team from start to finish and delivered a seamless process from the initial application to funding of the loan. I highly recommend Coastal for your next purchase loan or refi. Steve Berger and his team submitted all the documents to the underwriter for final approval, subsequent trust deed recording to final closing. Coastal’ s years of experience provides satisfying results.

Steve Berger from Coastal Capital Funding handled the refinancing of my home. He got me a really low rate, was awesome to work with, kept me up to date on the status of my application and always responded to my emails or texts within minutes. I appreciated the thoughtful and thorough analysis of the loan options he put together for me as well as his patience in walking me through them. This was my second refi and it was by far the most personalized experience I have had. I highly recommend Steve and Coastal Capital. You will be in good hands!

I cannot possibly say enough to how amazing Steve and his team are at Coastal Capital Funding. We initially began the loan process with another lender and after 4 months of waiting the deal could not be done. Steve swooped in and saved the day and made it happen in 21 days and with a record low fixed interest rate of 2.25%. He stands by what he says and follows through and stays in contact through the whole process. Very impressed!

My wife and I are first-time homeowners and were clueless to how the home buying process worked. A close friend of mine recommended Steve Berger of Coast Capital Funding and we quickly found out why he came highly recommended. Steve raises the bar high in professionalism, excellence, skill and integrity; he’s not a lender who feels the need to compete for business as we experienced with other lenders. Steve is incredibly knowledgeable of the housing and mortgage industry and takes his time to walk you through the buying process while becoming your friend. We give Steve 2 thumbs up and 5 stars; and now we recommend him to you!

I was introduced to Steve and his team early in December of 2021. My experience with Coast Capital was outstanding, they have a "can do" approach to dealing with customer. Steve was patient, knowledgeable, kind and diligent. The real estate market in California is challenging to navigate with the ever changing rules and limited availability of properties only adding to the challenge. The team was responsive and we closed in 14 days, I was able to contribute at a high level while Steve did all the heavy lifting. I recommend Coastal Capital if you are in the market and need a solid team of professionals engaged to assist you in fulfilling your dream of homeownership.

Steve Berger came highly recommended to us by a friend who had worked with him and Steve did not disappoint. Getting a mortgage is pure madness but Steve had a few tips and tricks that made it easier and which gave us a better result. Immediately after getting the mortgage, we had Steve secure us a HELOC. Again, very successful. I would highly recommend Steve and his team.

We contacted Steve Berger at Coast Capital for the refinancing of our house and he and his team did a great job, quick and smooth through the entire process. We can recommend Coast Capital to anybody looking for a mortgage.

Steve services were extremely efficient thorough and he got us an amazing rate! He has processed two home loans and a refinance for us. We secured his services because we trust him implicitly. He provide guidance and insight and is very gracious and patient through the process. We highly recommend him!

We were recommended by a friend to reach out to Steve and we are so glad we did. In a time as uncertain and unprecedented as 2020, Steve was incredibly attentive to our needs and somehow still managed to make the experience extremely personal. Refinancing our mortgage was as simple and painless as we could have hoped for and we are grateful for Steve's responsiveness and genuine care for our family. UPDATE 12/2021 - It was so good to work with Steve again! Even as a returning client, he treated us with the same care and attention that I imagine he provides all of his new clients. I really appreciate the personal touch he puts on his initial analysis, which includes a video explaining the specifics of the numbers and charts he provides (which are also excellent). Good communication is so important now with most meetings occurring remotely, and we could not ask for a better partner in doing business. Thank you, Steve and team!

Steve Berger and his team did a great job servicing our home loan. They always acted professionally and were available to answer any questions. They also were able to get us a great rate on our loan. Everything was done via Docusign and an online portal which made it convenient and we were able to get documents to them quickly. I would definitely recommend Coastal Capital Funding and would use them again in the future if needed.

Working with Steve was great. We really appreciated how positive, flexible, and knowledgeable he was. At first, we went to him for a loan to buy a new house. He was able to give us the most options and best rates than any other broker we had talked to. Unfortunately, we got outbid on that property. We then decided to do a refy to take advantage of the great rates currently. Steve didn't skip a beat and was able to hook us up with a great refy that will save us over $100k in interest payments alone. Throughout this whole time, we had a bunch of questions for Steve, and we didn't always know what terminology to use, but Steve always knew exactly what we were asking about and provided straightforward and easy to understand explanations of the process. I'll definitely use Steve again for any home loan needs and refer him to my family and friends!

We worked with Steve when we originally bought our house and for several refinances. He and his team are just the best. Personable, responsive, fast, and professional. This last refinance went so smoothly and quickly, and we got a great interest rate! Steve has great communication, you always know exactly what is going on and what's coming next. Communication, signing, and paperwork are done safely and securely online. There are helpful videos to explain the process. The use of technology is awesome. Steve is very nice and easy to work with. His team is also great. We highly recommend Coastal Capital, and we will continue with their services into the future!

Thank you Steve and Coastal Capital Funding Team for helping my wife and I Refinance our Home. Thank you for making the process relatively easy and overall stress free. We really liked how Steve took his time in getting to know us and to answer our questions and concerns regarding the process to refinance our home. From the beginning he was genuinely interested in helping us and making the process as comfortable and easy as possible. Steve walked us through the whole thing, always available to talk or text. Periodically we would receive updates on the progress and we were also very impressed with the tools used to upload and sign documents, it gave us peace of mind knowing that our personal information was always safe and secure. We will definitely recommend Coastal Capital Funding to our family and friends.

Steve and his associates did a great job closing my financing after several other lenders failed. I appreciate the perseverance and dedication.

John and I met Steve Berger over 15 years ago through a mutual friend when we were looking to refinance for the time. We were immediately impressed with his knowledge and the easy he made the whole process through his virtual video but most importantly, he worked around our busy schedule when it came to signing and we where able to do it all from the comfort of our home. When we notified the interest rates had gone down we knew Steve was the guy to call. We closed 3 weeks ago on another smooth refinance with Coast Capital Funding. I have and will continue to recommend the Coast Capital Funding Team.

We love Steve and the team at Coastal Capital Funding. Steve was able to help us refinance our home at the lowest rate possible! We are very happy to be saving a lot of money on our mortgage. He is very knowledgable and patient. I would highly recommend Steve to anyone who is interested in lowering their mortgage payments. We could not be more grateful to have worked with him!

Steve Berger, CEO of Coastal Capital Funding, helped us to purchase a home several years ago and recently helped us to refinance that home.  He is very kind, polite and professional (even when we asked the same questions over and over).  My husband and I shared our fears and Steve actively listened and put a plan together that gave us options that would best suit our needs. Our original purchase and recent refinance both went extremely smooth.  The recent refinance was the quickest and most painless I have experienced over the years.  We highly recommend Steve.  He is easy to work with and gets the job done while keeping you 'in the know' each step of the way!  You can trust him whether you are a new buyer or an experienced one.

I am SO grateful to Steve and Joyce for helping me on my home refinance. I was referred by my coworker (a client of Steve's) a year ago, and was halfway through the process when suddenly I had to back out and do some upgrades in order to raise the value of my home. I'll never forgot how understanding and professional Steve was when I had to withdraw. I knew that when the time was right, I would contact him and start the process of refinancing over again with Coastal Capital. Fast forward to today and I am SO glad that I waited. The rate I received was SO much better and sweeter this time around! For this Thanksgiving, I am truly thankful for working with Steve, Joyce, and the rest of his team. He is personable, patient, and will work with you every step of the way painlessly! I will be sure to refer Coastal Capital Funding to my family and friends for any real estate needs.

Coastal Capital, and specifically Steve, has been helping us with mortgages and refinance for the last 15 years. Extremely responsive throughout the process, Coastal Capital makes it so easy and delivers above and beyond expectations on every point! Thank you so much, Steve!

Steve and team assisted me a few years ago through the tricky scenario of buying a house while going through a divorce. Honestly, prior to meeting his team, I thought I'd be stuck waiting in limbo until all the divorce paperwork was finalized, but Steve worked with me and was able to get my into my new home and on to a new phase of my life. Since then, I've trusted trusted them with two refis and even my ex has refinanced with them. I would absolutely trust and recommend Steve to anyone looking for his services.

Steve is exceptional person to work with. Right from the start, his approach was very professional. The video presentation sent for my refinance option was really awesome and was very informational. Right from secure document submission to prompt reply to any questions I had, speaks of his professional approach. I highly recommend him to anyone who is either buying or refinancing their house. Thanks to Steve for his exceptional and fabulous work.