Co/LAB Lending | State College, Pennsylvania E College Ave, State College

Christian and Michelle were absolutely wonderful and extremely helpful throughout my entire refinance process! I would rate them 10 stars if possible! They were prompt at answering my questions, I never felt that I was in the dark throughout the entire process, very quick and much easier than I ever remember it being! This team is extremely Helpful and knowledgeable!

Andre and Nate were both holding my hand the entire way. When I had questions or concerns, Nate would talk me through each step. This was through email and by phone. They made buying a house easier than I have heard from others. Now I am ready for my next adventure with their help! Thanks Keystone Alliance!

We were lead to Keystone Mortgage as a rescue deal. We had spent months trying to secure financing in Puerto Rico but it didn’t work out. Andrus and Tatiana looked into our situation and started the process and then we worked with Christian They were always readily available to answer questions in conference calls and emails. They stepped up and thoughtfully walked us through the process. Christian was very patient with our unique situation. Words cannot fully express my gratitude and appreciation. Not only would we go to Keystone again’ I would refer them to anyone looking to buy a home. Forever a loyal Customer! Special thanks to Christian for the all the hours and phone calls on our behalf ❤️

In deciding to purchase my first home this year, Keystone was suggested by my realtor to handle my financial needs, and I was NOT disappointed. Originally searching in Pennsylvania, Tatiana dedicated much time to working numbers, proposing estimate sheets, and always attending to questions or concerns I had. She was responsive, and always there if I needed anything. Come a few weeks later, I found my home in Maryland. Although not their typical state of specialty, Keystone accepted the challenge to assist me in my home buying needs. Nate has been a super star!! He’s very responsive - proactively leaving updates, lending advise when needed, and being a strong knowledge base. As a young adult with little knowledge of the home buying (me), Nate was the perfect reassurance I needed!! I would, 100%, suggest working with Keystone’s amazing team for all of your home buying needs!!

This team was extremely prompt and professional. I would highly recommend all future home buyers, especially first time home buyers. The team was patient and kind. Kristin S

Keystone Alliance Mortgage provided us with a great experience from start to finish. My husband and I are first time home buyers and Veterans. We had no idea how to start this journey let alone understand the VA loan process. Andre made our first phone call so easy and answered all of our questions. He made us feel secure in starting the mortgage process. We were then put into contact with Nate who made communication so easy and again answered any questions we had. Both Andre and Nate stayed in contact the whole time and kept us informed on each step and each form that we had to sign. We were always so hesitant on the VA Home loan process as we had heard so many negative stories but Keystone Alliance Mortgage made is simple, manageable and fast. Were able to close under 90 days! We highly recommend going through Keystone Alliance Mortgage! We certainly plan to if we ever need to refinance or purchase again. Thank you for helping us with our accomplishing our dream of owning our home Nate and Andre!

As a first time home buyer, Keystone alliance mortgage made the experience very positive! The communication was great and they made the whole process stress free. Christian Hardman was amazing to work with and I would recommend this company because of him! He was quick to respond to my questions, was very friendly and professional. It was a pleasure to work with him.

The team at Keystone Alliance Mortgage were recommended to us by our real estate agent, and we are very glad they were. This team is responsive, available, and incredibly helpful. They guided us every step of the way... they were prompt but gracious when following up on forms were had not completed... and truly helped us stay on top of what could have otherwise been a daunting and confusing process. An easy company to recommend. Five stars. ⭐⭐⭐⭐⭐

My husband and I relocated from Arizona to Pennsylvania. Nate and his team were with us from day one, step one. No question was unimportant, and no matter how many time I called, Nate always treated me like a good friend. We have bought many houses over the years and this was by far one of the easiest ones. Can’t say enough good things. Definitely recommend them.

Kendy Alverez is absolutely amazing! I am or was a first time home buyer and she explained everything to me in detail. She sent me all my best options and worked closely with my realtor and I both. She also informed me of things I never knew I had options in! Then her partner Nate Cobler was just as Amazing when it came time to secure my loan! He kept me updated through out the entire process and was always willing to answer all my questions. I can’t thank them enough! I will definitely be back to Keystone again! I highly highly recommend them all.

From the first contact to closing you all were in my corner making sure everything was there. The paperwork and the lender and appraisal you stsyed on top of everything. Thank you so much for your help my daughter and are very grateful for what you have helped us achieve. Thanks again Michael Mullins

Nate Cobler & Andres Munar Well done and thank you SO very much! My situation and a tight timeline was tricky and you met the deadline with plenty of time to spare. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

Josh got my pre approval and Nate took over the process, both great to work with Nate explained everything throughout the process as I had a lot of questions and concerns,also got me a better interest rate than my regular bank could, highly recommended!!

I switched over to co lab when 1st Commonwealth failed to get the job done. Now will be closing in 1 week! And a lower monthly payment to boot. Thanks to the co lab team for guiding me through this process. No more renting for me!!!

Excellent Service professional throughout the process. Andres, Tatiana and Christian have been amazing during my mortgage process. Keystone team made my home buying process very easy for me.. I had fell short in the beginning but Andres and the team work hard to connect me with the right people and do the right process.. I was finally approved for a maximum conventional loan... Thank You!!!