Chad Hawker, Sr Loan Officer Synergy One Carmel St, Carmel by the sea

A wonderful team to work with! Chad Hawker is always there to answer any questions and provide sound financial advice. Bryanna Costa’s incredible customer service skills and professional attitude is top notch! The team works together, fast and smooth transactions! Highly recommend!

I was lucky enough to be referred to Chad from a former client, he exceeded my expectations times 10. He is proactive, resourceful, keenly smart and delivers on time, which is crucial in today’s highly competitive real estate arena. I highly recommend Chad Hawker and his team for new first mortgages and refinancing alike.

Chad and his team at Synergy One Lending have been great to work with on our recent home purchase in February 2021. The entire team has been very responsive during the process, which allowed us to have good visibility into the financing status. The lender's website was easy to navigate and to communicate with the lending team (i.e., uploading documents, viewing status/progress), which provides much greater transparency than compared with other lenders we have worked with over the years. I highly recommend Chad to anyone looking for competitive financing terms and a professional team that will work towards a timely loan closing, and I would most certainly choose his company again for our most recent transaction.

Chad and his team have been very helpful through the years. Chad will check with us every year to see if any of home finance needs have changed. He is also communicating to us if rates have changed enough to help us save money. He is always mindful of our long term goal to pay our home loan off early and he is able to help us make and educated decision on the long term saving verses cost. Chad and his team are very responsive to all of our questions and they make the loan process stress free. Thank you Team Hawk!

Team Hawk was excellent from start to finish. Chad's strategic guidance and planning during the application phase were on point. His advice and check-ins to finalize the overall mortgage features (rate, % down, etc.) were intelligent and logical. Bryanna's management of the day-to-day requirements (documents, signatures, etc.) was very efficient. She was responsive to all questions and was on top of every single detail. More than anything, Team Hawk really cares - great people to work with!

Chad and his team took the time to explain every part of the process and answered any questions we had. I felt confident that things were going smoothly and they were working for what was best for us the entire time. They also were so on top of things we were even able to close early. Was a great recommendation to us and would recommend them to anyone else.

Chad and his team Bryanna and Alexi, were nothing short of excellent in every way. They responded quickly to questions of any depth. I was constantly kept informed of each phase of my home purchase. The Synergy One Lending portal was rapid and efficient and Bryanna and Alexi were promptly available to help with any technical questions. Mostly though, I loved the rapport with everyone on the team. Alexi and Bryanna were so helpful and patient, and the banter and exchange with Chad was priceless. I won't hesitate to refer Team Hawk for their professionalism, but also for their kindness and compassion. Thank you!

When it came time to take advantage of the drop in interest rates, the only company that we chose to contact was Chad and his team. We had just worked with them less than 8 months ago for a purchase and the knowledge, professionalism and customer expertise that we received brought us back to them. If you want to feel that someone is watching out for you and that your loan is as important to them as it is to you, you need to contact Chad Hawker. We highly recommend Chad and his team. Once you use them, you will not go anywhere else!

I've worked with Chad and his team many times - both as referral to clients and personally. Always a GREAT experience. A consistent thread in his service is great communication. Communication is easy when things go well but when the bumps in the road happen (which they do) the communication doesn't waiver. In fact it remains steady and with poise and focus toward the solutions. Great team and great people.

Chad & his staff at Team Hawk are absolutely stellar! This is the way things should be done. From the very beginning and throughout the entire loan process, they are informative, communicative, helpful, efficient, and highly effective at delivering a quality product. For us, that meant getting into the home of our dreams in record time! Thank you Chad & Team Hawk! You guys are phenomenal!