Centra Funding, LLC Preston Rd, Plano

AVOID THIS COMPANY!!!!!!!! As I just recieved my pay off quote for my funding, I financed $40K and have paid $14K so far in 10 months and they are saying I owe $33K still. They are crooks and shady. I am not done figuring things out with them and I just asked for a breakdown of where my money went, I will keep you posted with more reviews when it comes down to final payoff. ****Update-I still have not recieved a breakdwon of how my payments where calculated principal and interest. And for this company to say I used this like a short term credit card is a matter of their own opinion and a false accusation. We have and had more than enough cash to pay or I wouldn't have asked for the pay off quote now, due to the misinformation and the fact the numbers do not add up. We used this financing as a buffer so I could finish school full time and will be though June. It also was 48 months not 60 so I am not sure where their numbers came from. I am not the only poor review. Do your homework!

Worst financial company ever. Lied about no pre payment penalties won't give me my title so I can get my trailer legal. Refuse to answer calls or even texts in an appropriate fashion. Breaches contract. Liars and theirs.

Drew at Centra Funding was so helpful and made the process of buying our coffee trailer so easy and seamless.

Hi, just wanted let folks know about my experience with centra funding, they took the time to make sure I could trust there process. They work quick and fast getting you all the information and provide get service.

I have been a long time user of Centra Funding, especially when it comes to upgrading a piece of equipment in the office. Kevin and his team are always professional and ready to help in any way possible. They are a great organization. By not using them you are hurting yourself when it comes to funding.

Do not use this scam company!!! Drew was my snake oil salesman. I continuously asked him why was my $13k loan now $19k. He said because of the 4 year payoff term. I stated multiple times that I would be paying loan off right away. He said I could pay it off after 12 months with no penalty. What he didn’t state was that I would be paying off $19k and not the $13k loaned to me. I even asked him to cancel because I didn’t receive the gear that I was being charged for and he said I would not cancel. Mind you this was just a couple days after I signed contract. Also, they never stated what the interest rate was. My fault for not digging deeper. But for your financial safety and well-being, DO NOT EVER USE THIS COMPANY!!!!

I have used Centra Funding several times. They have streamlined the paperwork and made the process so efficient that I could have my loan approved from them in no time at all. That's important. I will use them again when I am looking into another investment for equipment. Great Company!

Kevin Anderson has been a real professional to work with. He’s never pushy but always reminds me at important times during the year that if I have any need for financing that he is available. I have an ongoing line of. Credit so doing business is very easy. Thanks Kevin.

Terrible experience with several unethical employees. Took 3 months to receive my title, NOT because the state is behind but because Centra sent it to another Centra office, not the state. Awful communication, I had to follow up myself every time. I will be bringing my business elsewhere now that I FINALLY have my title!

I would strongly recommend avoiding this loan company at all costs. There is no way to contact them via phone. The numbers on google and the website are to a subcontracted company that doesn't have much useful information although the seem nice enough. The statements do not show payment history, balance due, or have any usefull information. I have to call and beg someone to give me a remaining balance due. The login for the website portal hasn't worked in over a year, and when I try and reach someone, they just say there's really not much information on there regarding my account so there's not much point in trying to fix it. Overall it's pretty shady. I should be able to access information regarding my own loan account.

Not transparent, Drew lied about the interest rate I was promised @ 8.51% for 47 months. My $53,000 loan is $71,000 and they are now telling me they don't have a interest rate even though I have it in writing from him. And yes I did question why I did not see the quoted interest rate on the contract and was told I would see it once everyone had signed and the contract was executed. I was also required to pay 20% down that is not being showed as paid on my account.

Centra Funding, specifically Kevin Anderson, has always been there for us when we needing financing. We have worked with Kevin for many years and he is always professional and prompt, and helps to educate us on available financing options. Their programs have definitely helped us grow our business. It's comforting to know they are in our corner. Highly recommended!

Not only was Drew speedy to get us the terms of the loan, he also was able to quickly change and adapt with whatever we threw at him. We were able to easily sign our documents electronically and he worked with the equipment seller to make sure everything was correct. I have never had such an easy loan experience in all my life. I would recommend Drew and Central Funding to anyone looking for an easy way to finance equipment to grow your business.

We have Centra Funding on numerous occasions and have been pleased. We have worked with Kevin on several purchases from a large truck to a some smaller equipment. It has always been an easy process. We will work with them again, as we need something.

I started my own chiropractic clinic and needed all the equipment necessary to do so. Kevin and his team made everything seamless and expedient. My equipment was delivered ahead of schedule and in good shape. I would recommend Centra Funding to anyone needed financing for your business.

I have been dealing with Dave for a few years and he has been great for our business. His ability to assist our customers with financing has allowed us to capture business that would normally go to the bigger dealers. Great to work with!!! Thanks Dave.