BUYorREFI Financial W Mountain View Blvd, Surprise

Rhett, Kimberly and the whole team at BUYorREFI are ROCK STARS! It took less than a month from my first call with Rhett to closing (AND it was a holiday weekend). The whole team was available at all times which allowed for the expedited closing. Additionally, Rhett suggested changing the closing by one day, which saved me thousands over the term of the loan. I would definitely recommend this team. They work together as a well oiled engine.

Rhett and his team run a very hands-on, customer-friendly business that combines a high level of professionalism with a friendly manner while helping to navigate you through the process. This was our first experience with purchasing a home out-of-state and I could not have asked for better service. From the start, Rhett made sure we understood what was needed, got it done, and took the time to answer all our questions. He maintained close contact and helped us secure the best interest rate possible, while ensuring we proceeded through closing without a hitch. I would not hesitate to recommend them to anyone and would use them again without a doubt.

Rhett and team were amazing. We called Rhett and asked him to push through an Arizona-specific prequal letter on extremely short notice to make sure our offer was comparable to the others the seller had received. This was our first interaction with Rhett and was a no-notice call. Rhett dropped whatever he was doing to turnaround the request within a couple of hours, while still ensuring everything was in good order. We had been working with national lenders up until that point but it was clear they could not match the expertise, speed, and precision of Rhett. Thanks to his efforts, we were able to demonstrate our financial strength and convey to the sellers that financing would not fall through. Despite an extremely competitive market, our offer was accepted. Rhett and his team continued to work tirelessly to ensure that whenever the next step in the process was in his domain that is was swiftly and accurately completed. Further, when obstacles with other parties presented themselves, Rhett took it upon himself to solve the issues and get us back on track for a short closing. I cannot say enough about how impressed we are with Rhett’s advocation for his clients. We would not be sitting in our home today if it weren’t for Rhett and team. Thank you!

BUY or REFI delivered 5 star service to my clients. Rhett Laufenburger met with my clients to provide the information they needed to make the best decision for themselves. Their qualification was quickly established and a Pre-Qual letter was given to them to submit with a purchase offer. Their offer was accepted and the closing happened in approximately three weeks (Rhett could have made it happen sooner but that wasn't necessary). When I called, texted or emailed Rhett with questions, the response was very prompt. Personal service, experience and knowledge are valuable tools that BUY or REFI can offer. It worked for my clients.

Rhett and his staff are very efficient and friendly. Easy to work with and they even taught me a few things to make life easier on my computer. It was the smoothest loan process ever! Thank you!!!!

Rhett, Kimberly, and Kris did a fine job of processing and reprocessing our prequal to handling our complicated loan financing in a very short timeline. Relax and have a PBR. Can I say that? Dean and Michele

I keep going back to Buy or Refi because the process is so easy and Rhett and team are so knowledgeable. It’s always a great experience.

I almost never write a review, however in this case I wanted to commend Rhett, Asher and the rest of the team at BUYorREFI on their excellent service. I bought a house in AZ while living out of state and BUYorREFI made the process very easy. Rhett knows the market and Asher guided me though the paperwork. The whole team at BUYorREFI was very responsive. I would HIGHLY recommend BUYorREFI to anyone who needs a mortgage. Thank you BUYorREFI!

I attempted to refinance through my bank, without success, they kept giving me excuse after excuse why I could not refinance. They basically told me I could not get a refinance. After 3 months of staling I found Buy or Refi. I had Kimberly and she is terrific also her staff they feel like family. About 1 month I had my refinance thanks to buy or refi. I will refer them to everyone.

We used Rhett and his team for our original mortgage, and just refinanced with them as well. Great team, great service! Attentive, efficient, professional, responsive, articulate, and wonderful people to deal with. Highly recommend!

Rhett and his team are great to work with! They are very responsive and looking out for the customer and what the best financial choice is for them. I am amazed at how quick and easy it was to navigate a home purchase, all while living out of state. Thank you!

I don't buy a house very often (first time in 58 years) and Rhett and Ashley made the process easy. They are really a joy to work with. They explained everything in terms I could understand. They made the experience very easy for me to navigate. Big Thank You to Ashley and Rhett.

WOW! Just closed with Rhett on our home purchase. After 14 years as a realtor and working with many lenders, I was amazed at the ease with which our loan was processed. No issues whatsoever, no calls every week needing more information or more documentation. Plus, Rhett is a very personable guy and very helpful. I will never recommend anyone else to any potential buyers I come across!

Rhett and his team were amazing in making our retirement home purchase quick and painless. I would recommend them anytime.

Was referred to Rhett by my in laws. At one point six months ago, we spoke with Rhett about possibly refinancing and he took the time to answer all of our many questions. We did not end up going through with the refi then, but recently we contacted him again with a lot more questions and he again, took the time to answer them all for us. We pulled the trigger on the refi and Rhett was able to get the refi done, saving us a lot of money in the process. Both him and his staff are very competent and pleasant to work with. I would absolutely use them again.

As a Realtor I have worked with many lenders over the years and Rhett and his team are by far the best! They have the most competitive rates and their communication skills are excellent. They keep you informed throughout the process and always close on time. Thanks for everything BUYorREFI and I look forward to working with you in the future!

As a realtor, I have seen many lender transactions, but Rhett and his team are THE BEST!! They handle all items professionally, look to help their clients in all ways, and ensure their end of the transaction is tidy and efficient. I HIGHLY RECOMMEND them for your lending needs. You will be wowed!!

All around a great process! I had the pleasure of working with Rhett back in 2010 buying my first house. Saw the rates and decided to give a call to see about a refinance. Had the luck to have Kimberly answer the phone and the process started. Spent maybe 15 minutes answering some questions, another 10-15 minutes gathering docs, and lastly, another 15-20 minutes signing at my kitchen table. If you get the privilege of working with Asher, you will not be disappointed! We were waiting on something from my current lender and she stayed on top of them (and kept me in the loop the entire time). Give them a call today!

Without a doubt one of the best home buying experiences we have had. Rhett and team came to the rescue after our credit union failed to tell us that they could not do business in AZ. We had an offer pending, and the BUYorREFI team stepped in and got our loan done and closed in record time - painlessly! Rhett and Steve were fantastic throughout the process, and they made us feel like we were their only clients. (I mean, who expects a call from their mortgage banker on a Saturday when he is spending time with his family?? - Yep, he did that to help get our deal done!) I absolutely recommend BUYorREFI - I never give 5-star reviews, but Rhett's commitment to service, down-home style, responsiveness, and quick wit forced me to do it!

This team knows what they're doing! Just as interest rates are rising, they moved quickly to lock me in at a good rate. I probably asked the same questions a dozen different ways and times. Each time, they walked me through the process and provided expert guidance. I will never be an expert on mortgages, but fortunately I don't have to be because Rhett and his team are. I'll continue to use them for all my mortgage needs.

The team at BUYorREFI is not only professional, but personable. They went the extra mile to expedite the loan application. This process was by far, totally effortless. Applying for a mortgage is not the highlight in anyone's day. Somehow, BUYorREFI made it enjoyable. Thank you again!

Kimberly helped make buying my first home on my own so easy! It was so great knowing I was being helped through the process by such a knowledgeable and honest company. Would use them again if I ever need.

Excellent Lender! I represented the sellers of this home and Brett made it an extremely easy transaction. I highly recommend this lender for any buyer needing to obtain a mortgage for a home.

Rhett and his team were a life line in the middle of a very stressful experience of buying a new home. I could not have felt more grateful!

Never Fret with Rhett is his saying, and he has done every bit of that and more. This guy is awesome, fast and detailed with awesome communication. I never fear with any Transaction coming from Rhett.

This was our third purchase or refi with Rhett. His team is absolutely the best, always ahead of things, always communicative and always professional. I have recommend the BUYorREFI team to all of my family and friends because of these attributes. Myself and my family will continue to use Rhett and his team again in the future, thank you so much for all of the hard work BUYorREFI team!!!

Right around the time I was looking to refi, I saw a recommendation for Rhett and his team at BorR. I decided to reach out to them to put together a loan for me to compare to a couple of the big lenders that I had already reached out to. Rhett and his team was able to match the rate I had been offered at a much cheaper cost of the loan. Rhett took the time to go over everything with me and answer all my questions. The loan process went very smoothly. I would highly recommend them to anyone looking to refi or purchase.

Thank you to Steve, Rhett, Asher and the rest of the behind the scenes people I did not get a chance to meet. Your professionalism made the tedious process of getting through closing as easy as it could possibly have been. You stayed on top of any needed documents and prompted me to get them to you on a timely basis. The week of closing was a snooze as everything was in place without any last minute hitches. I would HIGHLY recommend Buy or Refi to anyone that needed a mortgage. They have been as easy to work with as they possibly could have been.

We chose BUYorREFI for our recent re-financing needs and the purchase of our second home! We could not be more pleased with their level of professionalism and exceptional follow through! The entire team at BUYorREFI were always available for any questions we had and made the entire process extremely easy! I would recommend them to anyone that is considering a re-finance or purchase - you will be well taken care of! Thank you entire BUYorREFI Team!

My experience with the BuyorRefi Team was nothing short of exceptional. They not only secured the best rate available, which was much lower than what my bank was offering, they treated me with great respect and kindness. My questions were answered promptly and I never felt rushed or pressured. If you are thinking about a new mortgage or refinancing your current loan, I would look no further than BuyorRefi of Surprise. AZ.

Rhett and his team are amazing in their professional and quick response to all inquiries. They quickly processed our home loan application and made the purchase of our new home in Mesa Arizona extremely easy. I would very highly recommend BUYorREFI Financial. I will certainly use them again when I need a loan.

Working with Rhett, Asher and Kimberly was a pleasure! They made everything so seamless - All the paperwork involved in purchasing a house can be overwhelming - but everyone was great, which made the process run so smoothly! A great big thanks to everyone - I would highly recommend using BUYorREFI Financial to anyone!

Rhett and his team recently helped us purchase our home relocating from Chicago. They did a fantastic job from the pre-approval process through a quick and seamless close obtaining a loan. Very professional, knowledgeable, and able to answer any question we had during all parts of the transaction. I highly recommend using them!

Excellent mortgage professionals. They know their business. No nonsense documentation requirements, no nonsense underwriting requirements, very fast processing time, professional courteous staff, easy closing. Highly recommend Buy or Refi.

I can't believe HOW FAST my refinance went. I spoke with Rhett on February 22nd and the entire transaction was completed on March 10. All documents were signed, and all cash disbursed in 16 DAYS, and of course Rhett and Asher walked me through the entire process every step of the way. I am so grateful for how easy they made it for me, and then Kimberly calls to thank me for doing business with them when it's me who should be thanking all of them for making this such an effortless experience for me. THANK YOU ALL!

Rhett and his team have been amazing!!!!!! He helped me purchase my first home about 10 years ago and then again today. He was able to assist me with knowing the fastest way to increase my credit score to get the best rates possible. His team has always been available to answer any questions along the way and made me feel as if I was their only client. Thank you so much Rhett and your team!!!!!!