Bay Equity Home Loans Marine View Ave, Del Mar

As a first time home owner, I can't say enough good things about Mike Rafi and the team at Bay Equity. I read everything, and asked a lot of questions, and got answers to every one. Every time I had a question, I was able to quickly get information via an email, or hop on a call. The team at Bay is super responsive. This was the primary reason I went with them in the first place. Mike and the team made this a very educational, and stress-free experience. I would recommend them, and I would definitely use them again next time I'm buying a house. 5/5 stars!

Jason and his team were amazing! He helped my parents buy their first two homes and ow Jason helped my husband and I buy our first home. Jason made the whole loan process easy, efficient, understandable, and his team provided the friendliest service. I truly felt like family working with Jason and cannot recommend his services enough!

Mike, Tanya and Bay Equity, Thank you for such seamless support during the loan qualification process and final purchase of my condo, and for the sweet gifts in celebration! The cookies were indeed sweet, and delicious! And, the toolkit is already at home in the new condo, which I'm sure will be used frequently :) This was my first experience purchasing on my own, and I greatly appreciated the consistent support, and knowing I could trust you. Take care!

I was so appreciative of the time, patience, and personalization Mike Rafii and the Bay Equity Home Loans team took with me. My questions were always answered, calls were returned promptly, and the communication was always open even with my hectic work schedule. Mike was very honest and personable in helping me decide what would be best financially for me and my family. I couldn't thank you enough , Mike and the Bay Equity Team for helping attain my forever home. From my heart and soul, Thank you so very much. :-)

My experience with Bay Equity was wonderful. They are a great team who were very helpful and efficient! Tanya was terrific!! They were able to help me close in such a short amount of time while explaining everything to me every step of the way! Thank you so much 😊

I had a great experience with Bay Equity Home Loans. The process was clear and my lender, Frank, was there every step of the way to support us as we got our loan.

The team at Bay Equity made buying my first home a breeze! John and Tanya answered all of my questions in a timely manner and were a pleasure to work with.

Mike and his team is above and beyond excellent in dealing with my mortgage.We have a very tight schedule in closing the mortgage and Mike and his team did it. I really appreciate Mike and his team on the following aspects: 1. Always on top of every detail that may impact the loan closure. 2. Keep all parties always in the loop and up to date updates. 3. Flexible and creative in dealing with whatever issues or roadblocks that may pop up in the process. 4. No matter what, his team will get the work done attitude. 5. Always put the client interest first.

I would definitely recommend working with the Bay Equity home loans. Amazing team of people who were patient, responsive and understanding throughout the entire loan process. As a first time home buyer, the process felt overwhelming, but I really appreciate doing business with people who are friendly, approachable, kind and answer all my many questions. Thank you so much Team Hall!

Mike Rafii at Bay Equity was there for us every step of the way. From our initial conversation where he took the time to explain the entire process and answer our questions to following up on every single detail, no matter how minute, to ensure we were on the same page and understood exactly where we were in our mortgage process. Mike and his team were responsive and always available when we needed. This was extremely important to us since we were moving across the country in a short timeframe while dealing with a very challenging real estate market. I am so grateful we were referred to Mike and Bay Equity - hands down the best mortgage advisor you could hope to find!

Ed at Bay Equity Home Loans made the entire home buying process easy to complete and easy to understand. He answered all of my questions in depth to make sure I felt comfortable with the mortgage application process. I would recommend Ed to anyone I know looking for help obtaining a mortgage.

I appreciate the work Bay Equity has done for me in processing my first home loan. They were thorough and available throughout the process. Someone was always available to answer my questions transparently.

This is one of the best overall experiences I have ever had with a company. The knowledge they had and the ease of my loan was all du to their competency in their field. I highly recommend them to everyone!!!