Bank of the James Mortgage - Charlottesville E E Water St, Charlottesville

Jamie Yowell and his team were an absolute pleasure to work with. As expected, they were thorough and professional, but they were also fun. In addition to having regular video calls with him, Jamie also provided us with periodic emailed video updates, which is a much better way to share updates than having to read through a lengthy email. I would not hesitate to work with Jamie and his team again in the future and would highly recommend them to anybody who is looking for a mortgage consultant.

Jamie was fantastic and so professional. He sent regular updates to keep us informed at each step of the process and to explain what was happening on his end. He gave us different options and talked us through the goals of our refinance to be sure we were on the same page. He found us the best option at a low cost and answered all of my questions. After a rough experience with our previous mortgage company, our experience with Bank of the James was fantastic. Highly recommend!

I agree with everyone here, Jamie and his team are amazing! We were working on a 30 day close and he was so accommodating with it. He set realistic expectations, telling us everything we needed beforehand. He was responsive and if there were any issues, he was quick to resolve it. He gave us constant updates either through email or text. I cant recommend Jamie and his team enough!

Jamie Yowell was thorough and responsive and a very good communicator. He offered numerous financing alternatives and we feel we found the best fit for our circumstances.

Jamie and his team were very thorough in walking me through every step of the mortgage process and communicated exceedingly well when some unforeseen circumstances came up. They have my highest recommendation!

Jamie and his team were always available to answer questions. They helped make the process run smoothly and on the day of closing, no issues came up. Will go back for future help.

Where do I start!?... First of all, Jamie Yowell is very professional, knowledgeable, and I think best of all, he is a very genuine guy and personable. I have never refinanced a home before, and he took me under his wing to explain the whole process from start to finish. My situation was due to a divorce, and he was a real "team player" for me and my attorney. He was always kind and willing to hear my frustrations. I consider Jamie a friend, and will certainly visit him in person when it's safe to do so, to shake his hand, and have a great sit-down casual conversation like the many we had over the phone. If you are looking to buy or refinance, I HIGHLY recommend you give Jamie Yowell a call at the Bank of the James. He is very thorough. The title company told me that they love getting loans from Jamie because they are always well organized and easy. My closing took 15 minutes and I was done. That was amazing. Lastly, I received a very kind hand-written letter from Jamie a few days ago and in it, were 3 lottery scratch off tickets. I thought that was such a great gift! I didn't win anything on the tickets, but I definitely won with Jamie. Thank you my friend!

Working with Jamie and his team at the Bank of James Mortgage was truly an easy and joyful experience. Due to Jamie's expertise and willingness to help, I was able to purchase a home from the other side of the world, in Japan, with very little challenges. Jamie called me early in the morning in order to ensure I didn't have to stay up all night for a follow up or detailed walk through of the current status of the loan and approval process. They absolutely went above and beyond to make purchasing my first home feel comfortable rather than scary. I felt informed and assisted every step of the way. I highly recommend utilizing Bank if the James Mortgage for your home purchasing needs.

Jamie was fantastic to work with on our home purchase. He was super responsive and helped us close with a very quick turnaround. This is our 2nd time using Jamie at Bank of the James and we wholeheartedly recommend him!

Jamie Yowell at Bank of the James was referred to us and we are SO glad he was! He was very responsive, collaborative, creative and patient when it came to helping us purchase a home as new residents to Charlottesville. We will absolutely use Jamie again the next time we purchase a property!

This was the third home we've purchased and the experience we had with Bank of the James Mortgage and, in particular, Jamie Yowell, was beyond anything we could have imagined. Not only were we able to get a most competitive rate, the entire process was stress-free due to the incredible support and guidance we received from Jamie and his team. We will be recommending Jamie and Bank of the James to anyone we know who is looking for a mortgage lender!

Jamie and Chrystal were a pair of absolute dreams to work with. They were so kind, patient and diligent in guiding me through the stressful, confusing and anxiety-inducing process of purchasing a home for the first time. Not to mention they were able to secure my financing in under 45 days! Amazing. I literally could not have done it without them. Thank you, thank you a million times over!

Kind, caring and an overall fantastic experience! Jamie and his team at Bank of the James helped make our home buying process seamless. I have now learned the true value of using a hometown bank.

I have purchased three homes in my lifetime and this was the very BEST experience I have ever had. Jamie Yowell and his team at Bank of the James Mortgage worked very hard and quickly made adjustments whenever needed throughout the whole process and kept pushing forward. They are incredibly good at communication. I was educated about each detail throughout the whole process in the very best way possible. They worked very hard to get me to closing on time, which was a very fast turnaround of only 31 days! I remain so grateful and can't speak highly enough of Jamie and his team at Bank of the James Mortgage. I strongly recommend using Jamie and his team to anyone! You will not be disappointed!!

Jamie and his team were absolutely fantastic to work with. Their communication process was top notch and they were always on top of things, even with their crazy workload this Spring. I also watched a friend go through a first time buyer experience with Jamie and was very impressed with how he explained the process to a novice and reduced the stress of the whole experience. Jamie even took the time himself to call and follow up a couple months after closing. Very personable AND very professional. Highly recommended!

Bank of the James is the best place to get your mortgage needs taken care of bar none. Jamie Yowell and his team were consummate professionals, getting us the best rate and shepherding us through the process with ease. We worked with Jamie during our home construction and 3 years after the fact to refinance at better rate. Jamie maintains open lines of communication and has also assisted our family members with their mortgage needs. Hands down, they are the best in the area and will work hard to get you what you need.

Had a very positive experience refinancing thanks to the assistance of Jamie Yowell and team at Bank of the James. Jamie's adept facility in explaining options and process, pros and cons, made me feel both confident and comfortable. He was very accessible throughout the process. Would highly recommend.

Jamie and his team were amazing to work with and we absolutely recommend them 100%! Right out of the gate, Jamie asked great questions to understand what we were trying to do with our refinance, then took that information and came back with some really well-thought through numbers. He guided us throughout the process, always updating us ahead of time to upcoming milestones. His "extra touch" of staying in touch with us during the pandemic using video messages, conferencing, their website and just picking up the phone made us feel like we were right there with him the whole way. The process went exactly as he explained to us and we couldn't be happier. Give Jamie a call, you'll be very happy you did!

Five Stars for Jamie! We worked with Jamie and his team for the mortgage for my son's condominium in Charlottesville in 2020. Jamie is a consummate professional. I am in the financial services business, and we had other options to chose from, but Jamie's personal touch and local expertise were invaluable. Jamie worked up multiple loan scenarios for us and explained every line item of the closing costs to us in detail. I am confident we got the absolute best deal. Thank you, Jamie! John E Coleman