AUE Lending N Broadway Suite, Walnut Creek

I want to thank Steve and his team for their excellent work. These guys helped me with funding to buy my first house. After that, we were in constant communication, and we managed to refinance a couple of times. Now my mortgage is only 2%!!! Now I returned to Steve again for financing the second house. I am sure that he will find the best option for me. I fully recommend Steve as a reliable partner.

Steve at AUE did such a great job with my cash out refinance. He explained the process, the loan options and he quoted me all the numbers I needed to know. The transaction went down with out a wrinkle. Once the final docs were in, there were no surprises. I was so pleased I recommended him to my friends for a home purchase loan and they had a great experience with Steve, who brings a great depth of knowledge and experience in the mortgage loan industry. I am happy to have a loan broker I can trust and recommend to others.

Steve did an amazing job helping me refinance the house. I had so many difficulties with other lenders before I finally went to AUE lending. Steve made the process very simple, helped me avoid all the issues I had before and made the refinancing even faster than 30 days. He is very experienced and knows how exactly make the process the easiest as it could be. Definitely recommend AUE lending for any mortgage needs.

Steve helped me and my wife with our first mortgage. The whole process was smooth and transparent. Steve is extremely qualified and competent professional. He secured us absolutely the best interest rate on the market! We highly recommend Steve Tsvetkov to anyone shopping for a great mortgage deal!

It has been great working with Steve Tsvetkov of AUE Lending, and I highly recommend Steve and his team to all my friends and family! Steve has vast knowledge of the mortgage market and a wealth of experience and professionalism. It was pleasure to work with him and his team, and he made sure to find the best solution for my family, answer all the questions, and to achieve a very successful result. His flexibility and optimism made the process very smooth and easy for us.

Steve did a great job helping with our first mortgage and later with refinancing process! He is highly professional and skilled mortgage broker who can help to navigate ever-changing real estate market and get you the best deal. I will be glad to work with Steve again!

We had great experience working with AUE Lending. Steve did amazing job helping us get the loan smoothly. He and his team guided us towards right direction when needed. And as a result we got good rates and bank approved our loan with no issues.

Steve should definitely be part of your network along with the lawyer, family doctor and financial advisor. :) He is professional and super responsive. I believe my first phone conversation with him took place when he was about to board the plane for his vacation. And yet he picked up the phone and sent me a link to upload the docs. For someone who is always on the go and "plugged-in", I found Steve and I matched well in our approach to conduct business. I truly appreciated his expertise and wisdom!

Steve helped us refinance our home and finance a new purchase of a vacation cabin. He also helped my parents with a refi. He was responsive to our calls, knowledgeable, and thorough. He is friendly and professional, and easy to work with. I recommend him.

Excellent experience working with AUE lending professionals over the past years! Many happy clients who bought new homes or refinanced their existing properties. Extremely professional approach, attention to details, sharp timeline, always on top of contract deadline. Friendly, client oriented environment and ability to find the right product for each individual client. I am a realtor and a happy customer of AUE lending for many years.I highly recommend this lender to all interested parties in lending transactions.

Steve was recommended to us by our real estate agent. I’m happy to say that it was a great decision on our side to work with Steve and his team. The whole experience was great: easy, straightforward and professional. Steve arranged for us two concurrent loans to help fill house financing needs – both with excellent rates. Throughout the loan selection process Steve and his team offered multiple loan choices as well as explanations of financial requirements for each loan term. Steve is very knowable and accommodating in his field and he were able to find the right solution for us. We’ve got just enough to buy our dream home. All the obstacles along the way were resolved in timely manner. All the emails and questions got answered within minutes. In general, it felt like working with a family member. I believe that my interests were a priority. From the first estimate that we’ve got from Steve I was confident that I’ll get the best possible outcome on my mortgage. I’m a happy home owner right now. And can’t wait to work with this team again for my next loan.

I used Steve with AUE lending for my initial loan on my home plus two refinances. Every instance of dealing with him was a pleasure, he was on top of everything needed and we had no problems securing the loans/refi's. He was able to get me better rates while not paying out of pocket and not having to add to my loan amount. I have recommended him to friends who have also used him and were just as happy with his service. I would definitely recommend Steve and AUE lending and I will use them again.

Steve is our go to mortgage and re-financing guy! Dealing with mortgages is not an easy process, but Steve is always quick… he breaks down the numbers so we can understand and he always gets us the best rates. He helped us save more than $300/mo by advising us to refinance. We are looking into our second home soon and Steve is the only guy we trust with this major event. Thank you Steve!

Steve and his team was very knowledgeable on all aspects of the refinance for our home. Everything went very smooth and on time, I could not have asked for a better experience. Would definitely contact Steve again for mortgage needs and have referred many of my friends and family already.

I want to thank Steve and his wonderful team! He helped us to get our first loan with really good rates. And our case was complicated. But Steve did a professional work and we got our mortgage! Now we’re happy owners of our first house!! It was great pleasure to wort with Steve!

We were lucky to find AUE Lending They helped us a lot during the loan process and we were able to close the purchase in time. Steve is very knowledgeable and can give valuable advice, this is very important, especially for us who are first-time buyers. I will recommend Steve and his team for the mortgage loan

Steve made the whole process of refinancing simple and easy to understand. We greatly appreciate his patience and expertise. His insight and ability to find the best possible outcome was extremely valuable to us. We recommend his services with both pleasure and confidence.

Steve Tsvetkov helped us secure a loan for our first home in 2022, right as the interest rates were starting to climb. Luckily for us, he locked in a rate as soon as our offer was accepted. Thanks to him, and the fact that we were pre-approved for the loan before the offer was accepted, our interest rate was about 1% than it would have been if we weren’t prepared. I highly recommend Steve and AUE Lending. Steve went way beyond the call of duty by helping us write letters of explanation for the bank related to my irregular job history as an independent contractor. We are super grateful for his help.

This was our first time home buying experience and we are glad we found Steve to help us with our purchase. He provided us with all the details and caveats for getting approved for the mortgage. When we received our pre-approval from Steve and found our new build home we were required to get pre-approved with the builders’ lender as well. And when they gave us a better deal Steve honestly said that we should go ahead with the builders’ lender and if something wouldn’t go as planned with them we always can let him know. And so we did, because at the last minute, right before the closing date, the builders’ lender didn’t approve us for the mortgage. The developer gave us an additional month to be able to get approved for the mortgage. Steve assured us that he would be able to get us approved for the mortgage on time in such a short period given it was during COVID. Steve went above and beyond for us and made it happen on time as promised. From the very beginning, by helping us to prepare financially and laying out the plan, he paved the way for our success of owning a home. His professionalism and knowledge were outstanding. His patient cooperation showed us that he sincerely wanted us to succeed. He was always responsive and proactive during the loan process. Steve kept us informed in every step of the way and was available to answer any questions we had throughout the process. If we had to repeat the whole process over again, we would definitely work with Steve. Thank you Steve for an amazing first home buying experience! We highly recommend Steve. We will definitely return to Steve for our future home purchases. Satisfied customers, Yury & Lina.