AnnieMac Home Mortgage- Lyndhurst Lyndhurst

Scott simply gets the job done. This wasn’t my first time buying a property. I have been through this process before and Scott made this experience enjoyable and stress free. We actually spent over 2 years talking about this purchase, he was always there to pick up my random calls and give the right advice. Best thing about Scott is his patience, it can be arduous going through this process and Scott made it smooth for me. At this point I feel like I can always call him, and he will be ready to help me in whatever my needs are. That kind of service and support is rare in any industry. Thank you Scott! Looking forward to the next opportunity to work together.

Scott was amazing from the beginning all the way until closing. He was a crucial part of getting our clients’ offer accepted and worked with us to strategize as well as communicate with the listing agent in order to help our clients offer stand out. Once we were under contract he continued to clearly communicate with all parties and make sure we were all on the same page. We made our target closing date without any issues even though it was a very quick closing! (About 30 days) Thank you Scott and team!

Scott is absolutely amazing to work with. He is dedicated, detailed, supportive and answers all of my questions. He made the process less daunting and I really appreciated working with him. I am/will be recommending all of my friends and family to him.

Working with Ray and team was a delight. When the process of home buying is often long and stressful, they made it seamless. Ray, thank you to you and your team- I’m looking forward to working with you again in the near future.

Danilo was a great help just when I thought I would never be a home owner he made it happen. All my questions and concerns were answered immediately. I am truly grateful for him and his team.

Scott Cummings and his team were great at helping my wife and I refinance our home. Scott and his tean made sure the process was quick, smooth, informative, presenting us with every option and providing insight and advice resulting in us saving boat loads of $$$ over the long haul. Thanks Scott!

Scott helped my clients navigate this very challenging buyers' market. He's a clear communicator with impeccable attention to detail. His pleasant nature combined with experience and knowledge set him above the rest! Highly recommend!

Ray and his team worked incredibly hard for more than 3 months to make sure we closed on our home. In March 2022 were told by our previous lender that it was going to be impossible for them to get us approved. I called Ray after I received the bad news. Sounding desperate, sad, and frustrated over the phone, Ray asked me to come into his office to discuss in person several options he had available. He said to us on that day… “ I think I can make this happen for you guys” Time forward…. On June 24th, 2022 we closed on our home and we are now the proud owners of a 3-family home on BLVD East in West New York, NJ. I highly recommend Ray and his team!

Ray and his team helped us get our home with ease, very professional and informative. Loved that were able to contact them when we had a concern or just a question and always had a clear answer never left in the dark. Thank you Madison and Shirley we appreciate all your hard work. We highly recommend everyone who is looking to buy a home to use Annie- Mac home mortgage of Lyndhurst, you will be in good hands.

We just bought our new home and Scott Cummings and his team made it happen! From the beginning to closing it was a pleasure working with Scott, Madison, Kishka and others. Scott was easy to communicate with and explained everything in detail every step along the way. He is very knowledgeable, professional and helpful. Even at times when I was worried that things may not go in my favor, Scott made me feel at ease. I would highly recommend Scott if you’re looking for a mortgage expert!