Aligned Mortgage of Hawaii Puahi St, Waipahu

Nick and his team were great - from the start all the way through the close. His team was very helpful and answered all questions along the way. I first connected with Nick several months ago prior to actually looking for a loan to better understand the market and the process. He was very prompt in answering questions and returning my calls promptly. When we were ready to get the loan going a few months later, he was great in making sure I understood the process and stayed on top of all the paperwork. I would (and have,) recommend Nick to anyone seeking a home loan.

As a first time home buyer - the experience I had was flawless! Nick and his team took care of me and the process was smooth. I'm extremely happy with the customer support Nick and his team provided!! Nick was quick to respond and answer all my questions. I would highly recommend Nick and his team to anyone who is in the market for home buying here on Oahu! Thank you guys!

Nick responds quickly, gave us accurate information and closed our loan when he said he would. He is very knowledgeable when it comes to VA loans and could answer our questions right away. Nick made the process very smooth and we’d HIGHLY recommend him.

Excellent service by Nick Foley and his experienced team to close my loan - Definitely the company to use for financial services, regardless if its VA or conventional. Their attentiveness and expertise made the process quick and stress-free. Thank you!

Easiest experience I’ve had. Great communication, fast and proactive service. Highly recommend, and would definitely work with them again. Nick and his entire team were exceptional.

Amazing experience. Honestly I almost gave up on becoming a home owner. Had so many bad experiences with other agents. Until I was recommended to Carl Cameros. Everything changed, in less than 2 months I’m a home owner. I’m a very busy person and Carl guided me all the way, step by step with patience and attention. Explained everything clearly and always, always answered my many messages on time. If it wasn’t for Carl Cameron’s and Aligned Mortgage I I probably would have give up. But I didn’t and meeting him was the best thing it could’ve happened. Thank you Carl Cameros and everyone at Aligned Mortgage.

Great team to work with. Got all forms and paperwork as needed to finalize this loan. Veterans will experience a great team effort with any Aligned Mortgage of Hawaii Loan Officer. Our Loan Officer was Carl Cameros and he and his team were excellent. They were always available and always helping to complete what needed to be done. I recomend and will use them again if needed.

Sheryl is very professional and catered to my schedule. She was able to communicate answers to all my questions and help me keep track of the market with her expertise. I would highly recommend her to any new homebuyers that might not know anything about the loan process! Also she made us feel comfortable at closing and made it feel special signing papers. Thank you Sheryl!

Blaze Ryder was incredibly helpful through my home buying process. He was the one who pushed me to get prequalified and really showed me that it was the right time for me to buy a home. It felt like I had his undivided attention throughout the entire process. We had constant communication the entire time through phone calls, texts, and emails. I put a lot of trust in Blaze and the team at Align Mortgage because my home buying process happened with me being out of state the whole time. I would recommend Blaze to anyone who seeks purchasing a home and let him and the very experienced team he works with guide you through it all.

My home buying experience was made so much easier with the help of Aligned Mortgage. Robert Glover was my loan officer. Both he and his team made everything go so smoothly. They were thorough, explained everything in detail, and were always available for questions. The housing market is crazy and you need someone who is going to be quick and effective. Aligned Mortgage was 100% these things and so much more. I highly recommend them for anyone who is looking to utilize their VA loan and purchase their home.

Nick is very competent and responsive; while I was planning to move from San Diego to Hawaii he kept me in the loop constantly and was able to nail down a very nice condo/apartment on Oahu, ready to move into when I arrived! Highly recommended, and will utilize his services again in the future if I move to another place in Hawaii!

Nick and his team did a tremendous job working with us on our Re-Fi. From being available to us when ever we had questions, across multiple time zones mind you. To working with us to get an appraisal done in a timely manner and ensuring the loan was the best option for us. Great job Nick and your team.

Absolutely made financing and buying a home easier than I ever imagined. Friendly staff along with Nick made the process stress free.

Nick and the entire team at Aligned Mortgage were so great to work with when we got our offer accepted on our new home in Hawaii. They moved with lightning speed once they got word from our realtor that it was a go. Everyone I spoke to and shared that we were going for a 30 day close scoffed and said there was no way. Well, they did it! We went over 30 days by just a bit but that had nothing to do with any delays on their end. People I knew were still in awe we closed so quickly! Nick & Heather reached out to us almost every single day (to include even some weekends when we had questions) leading up to the day we closed to ensure we completed what was needed in order for this transaction to move quickly. Nick and Heather were always available for questions or to spend time clarifying things for us. They made us feel like we were all on the same team working for a shared goal. Text messages were always so encouraging. When documents were signed, we always got a "Great job, Team!" text from Nick 😁 During what could have been a very stressful process, Nick and Heather remained cool, calm and collected and helped us stay the same. I highly recommend Nick, Heather and the team at Aligned Mortgage to help with your home buying needs! Great job, Team!! 😁

We are still so grateful to have been able to work with Carl Cameros from Aligned Mortgage. He set everything up, kept us informed and updated, and always answered our calls with any questions we had. He made our first time home buying experience so easy. I’ve always heard people speak about their home buying journey as a nightmare, but that is the exact opposite of our experience. We felt like Carl always had our best interest in mind and educated us well. We would absolutely recommend Carl Cameros to anyone who is looking for a smart, local, and friendly Loan Officer.

Never one disappointing moments and exchanges with Carl Cameros. From the very start, he was courteous and very patient along the way. Though it seems daunting at times when we were clueless, he kindly walked us through and assured and was very informant until the end. We are very lucky and grateful to have had Carl take good care of us. We felt very solid and confident from the beginning. Highly qualified for his job and also the nicest loan officer we’ve worked with. Thank you Carl for going above and beyond for us!!

Major Singleton and Aligned Mortgage come highly recommended! He made the refinance process easy and was extremely accommodating to the time differences between our location and his. He was available via phone, text and email anytime we had a question. He made sure we understood all of our options and was extremely knowledge on the state of the market. He was an invaluable resources in finding the best option for our mortgage without adversely affecting our budget. We will use them again for our next home purchase!

Nick was amazing as he helped us refinance our home! Our refinancing situation was a little tricky and Nick was willing to put in the extra time to see us through to a successful refinance! He was always so cheerful anytime we spoke and most importantly he was great at communicating honest information with us in a timely manner. We will continue to use Nick for any future home loans and would highly recommend him to everyone!

John Sego is great to work with. He’s informative, helpful, and professional. He made our loan process easy. He communicated with us through every step and was always available to answer our questions. We highly recommend John Sego and Aligned Mortgage for your home purchase.

We began working with Jean from Aligned Mortgage in the middle of the pandemic and when we decided to put off the process of buying a home, Jean was respectful and didn't continue to push or force anything further (a huge plus in my opinion). We did stay in touch and when we were ready to start looking for a home again, Jean was on top of the process from getting my husbands documents ready for a VA loan to constantly running numbers for us! She made buying a home in Hawaii possible for us! We definitely recommend working with Jean!

I worked directly with John Sego, he was very professional and accessible almost anytime I had questions. His expertise and knowledge was on point! He walked us through every step of the way. I personally would recommend John to anyone who needs a loan or thinking of getting a loan. I want to thank him from the bottom of my heart for helping me and my family in getting a loan to purchase our very own home! Thank you John!! MAHALO for everything you did for us!! Leon

Nicole is a superb professional who will go through the process in person or online with you from the beginning until every piece of paper is signed. She will make sure you understand every detail, give you feedback even when not asked and lookout for your best interest. I will definitely recommend Nicole, a business person who you can trust like your best friend and be at easy because you can rely that everything would be executed flawlessly and transparent.

If you want a plethora of valuable information of the VA loan process this is the route to take. Very informative, can alway be contacted, will give you the best advice on case by case scenarios. I would recommend Major Singleton 10/10. My family and I are very pleased with successful outcome of our first home.

If I can give 10 stars, I would. Sheryl has been a tremendous help and worked with us every step of our home buying process. She is an expert and a true professional and values her clients very much. I highly recommend her for she is a hard worker and very responsive to our needs. Thank you Sheryl for helping us find our beautiful home here in Hawaii❤

I had a wonderful experience working with Blaze Ryder in refinancing my home mortgage. The process was so easy and he always was professional and friendly. I live on a different island so most of the process was done online and over the phone but, there was always great communication. From beginning to end, he was informative, extremely thorough and attentive to my financial needs and answered any questions that I had. He got me a low rate and I had to do close to nothing! Someone came over my house to do all the closing paper work and everything! Communication was amazing. I would highly recommend Blaze to anyone.

I just purchased a house through Aligned Mortgage and John Sego made the process very easy and straight forward. When there was an issue with our loan he put in the extra time to make sure we made closing. On several occasions including at signing he worked with us and our schedule. He was always very responsive with asking questions.

John Sego helped to fund our loan with the VA. He did a phenomenal job. Our rate was almost too good to be true at 2.25% 30-year fixed. He's a great communicator and explains things really well. I have a degree in finance so I understand how this business works. Aligned mortgage has a great set of people and values. You can't go wrong. In the future if we do another purchase.... will definitely go with them. Good price, great rate and exceptional service!

John Sego is hands down the best! He is knowledgeable, honest and always available by phone or email. When looking at different lenders, John was able to not only give us the best rates but also had the best customer service. As a realtor myself, I know the importance of having your lender, realtor and you, the buyer, all working and communicating together throughout the transaction to ensure things run smoothly and on time. John does just that and more. I will continue to highly recommend John to anyone looking to purchase or refinance their home.

Nick Foley and the Aligned Mortgage team were absolutely awesome at getting my wife and I to the finish line of purchasing our home. Initially I was pretty intimidated by the whole financial and paperwork process of buying a home but Nick made it so easy. If you're a veteran and wanting to buy a home you have to go through Aligned Mortgage. They're experts of the VA process. One thing I especially appreciated from Nick was that he really went out of his way to find us the best mortgage loan rates. Couldn't have doe it without you Nick and thanks for making my family's goals possible!

Nick Foley is here for YOU! Getting funding for a home may seem scary and confusing. Although, don't be worried if you have Nick supporting you! He has helped my family and I with a VA loan and the process went pretty well! Nick and his team gets the work done in a timely manner and surely does not waste your time. He is also available if you ever have a question or concern and will take his time to help you understand or work through it. Nick and his team are professional and friendly which it makes it very easy to communicate with them. Having worked with Nick, he also recommended us to attend the VA Home Loan Benefit Seminar with Aligned Mortgage. It was definitely an eye opener and motivational as it had helped me to understand the process of a VA Loan and the benefits of it. If you are looking for an excellent, efficient, caring, and friendly loan officer, just look for Nick Foley at Aligned Mortgage and you won't have to worry no more! He has your back 100% of the way.

Sheryl was amazing while we were buying the property and continue to be amazing after!! She is very good at what she does, very knowledgeable and professional, will walk you through the process from A to Z, ready to help and will make herself available at any time of the day. Will highly recommend Aligned Mortgage and Sheryl Chun!

Sheryl and the team at Aligned Mortgage are the best! As a first time home buyer, they helped me to understand the different financing options and helped me to understand the financial mumbojumbo that can be very complex for someone that doesn't deal with numbers on a daily basis. If you are looking for a mortgage company that truly cares about you, then reach out to Sheryl and the team at Aligned Mortgage. Ask any all all questions because it is a huge commitment that you'll be entering in to. They'll answer your question and help you to find the best option for you.

Carl and his team are very knowledgeable and went above and beyond helping throughout the home buying process as a first time buyer and active service member. Working with a team build such as this one, it was a load off my back. There were stressful moments throughout the process, but Carl and the Aligned Mortgage Team simplfied and streamlined the process while being transparent during every step. If there were more stars to given they earned them. I would definitely do business with Carl and Aligned Mortgage during future purchases. Certainly a respectable loan officer and company. Continue being great Carl and Aligned Mortgage.

Robert was amazing since day one he made sure to take care of all loan related questions I may had. looked out for my best interest and overall had a wonderful experience through the loan process with no delays of any kind and it was smith sailing the whole time. If you need a loan officer Robert is your guy 100%

Sunny was amazing to work with. Her personality is very warm and welcoming which is something you want in a loan officer because you have to work very close with one another during a time that can be hectic and stressful. She is very knowledgeable about the ins and outs of a VA loan and was willing to share it in a patient and simple for me to understand. She is multi state licensed and would be an asset to your home purchase process. Thank you Sunny and the whole team at Aligned Mortgage for getting us through our 2nd home purchase!

If I could give more stars, I'd give Sheryl and her team 30/5 stars. They were beyond helpful, Knowledgeable, and willing to work numbers as many times as they had to in order to get us the absolute beat sates possible. I recommend Sheryl to anyone!

Great service. Will always be available and work with you based on your individual need! Nick is the one to go to for any VA loan, hands down recommend him without any question! Thanks.

We worked with Robert Glover from Aligned, and he was excellent at helping us through our first home purchase. We highly recommend him!

Great experience. John was very helpful and kept us up-to-date with every step. He always responded when we had questions and was very informative. I felt my financial situation was a little complicated but he assured us that all would work out. We are now home owners in a dream home thanks to John's work!

David Partin helped us with our loan. He walked us through the whole process and I always felt like he was on top of things. I never had to wonder if something was being missed. It’s definitely a process to buy a home and you need to feel secure while doing it, especially when it’s not something you do all the time. David did all that and I would recommend him to anyone. The rates were also great and I had options on what worked best for my situation. They had good information on VA loans, which helped a lot. The company has zero origination fees, which is also a huge plus if you want to keep your costs down. If you like to do your research and find the best deal, this is where it’s at!!

Larry and his team have been so amazing to work with! They made a huge dream of ours come true, to own a home in Hawaii, and they made it feel so easy to do so! I highly recommend working with Larry and his team at Aligned Mortgage! Such great people!

I loved working with Sheryl, she was very patient and always was available to answer my questions or to explain the details. Her experience really helped us through this process and helped our purchase to run smoothly. I so loved her services.

Major Singleton was an amazing help throughout the loan application, approval, and escrow process! He was extremely knowledgeable, efficient, timely, and went above and beyond to ensure that I have a very successful transaction. Always available when I needed him, and always willing to help in any way. As a first time homebuyer, Major assisted me with crunching numbers, learning the thought process, and making me feel comfortable with the money side of buying a home. Highly recommended!

Tyler Odds was outstanding from start to finish!!! What a great Team and awesome loan officer. He was always available no matter the time or day to answer all of our questions. He made a personal call to ensure our offer was accepted! We are so happy to have met him and that we chose Aligned mortgage!

This in my 3rd time working with Nick Foley. I initially went with him because he offered the lowest rate. Through our 1st home purchase, he did everything he could to make the VA Loan process extremely simple. Fast forward to just closing on our second refi… Nick is “our guy”. I recommend him to all family and friends interested in a new home or refinance. Top professional, no pressure, and gives honest advice even if it doesn’t benefit him.

Blaze made the experience as painless as possible. Helped me buy my first house with no hitches Their whole staff is very professional and kind. Would recommend to anyone!

We have loved our experience with Shawn! He is always available and ready to answer any questions and made us feel comfortable as first time buyers. He worked hard to get us the perfect loan for our family and we couldn't be happier! Thanks Shawn and Aligned Mortgage!

I feel lucky to have come across amazing lender such as Aligned Mortgage. Anyone who is buying a home should do their research prior to selecting a lender. I shopped around and compared several companies and Aligned Mortgage was by far the best. I appreciate their honesty and determination to help others and educate them on the purchase of a home. Nick and his team did an impeccable job throughout the whole process of buying a home. Overall, I am very happy with my decision. This is just the beginning and I look forward to the rest of our journey.

This is the fourth time we have purchased a home, but the first time using Aligned Mortgage and having Sheryl as our Loan Officer. This was the first time we felt our loan officer really cared about our needs. She was very responsive and looked out for our best interest. With two weeks to closing there was an opportunity for us to save a huge chunk of money on our loan. Sheryl bent over backwards to get the paperwork done and saved us money. I would not hesitate to use her again and would definitely recommend Sheryl to any friends and family for their mortgage loan needs!

Tyler Olds was the best loan officer! He was very easy to work with and helped us every step of the way. He was always available to answer any of our questions, which wasn't easy as we were on different time zones. He helped us pick a lower interest rate and we were able to get our deposit back!

As a veteran, being denied a VA home loan from large banking institutions was a bitter pill to swallow. I have good credit and a good job with the federal government. I’ll admit, after 20+ years of public service, I became very jaded with the VA loan process and as a result, comfortable with renting for the foreseeable future. Nicole Farmer, an Aligned Mortgage employee, encouraged me to try again with Aligned Mortgage. She put me in contact with Erick Blevins and we began the VA loan process. To say Erick and Nicole were advocates for me is an understatement. The culture of Aligned Mortgage is like nothing I’ve seen since departing the USMC in 2003. At first, I was skeptical and thought the pro-military rhetoric was just a sales pitch. It’s not! This company truly wants to help veterans achieve home ownership. I still can’t believe I finally own a home -with an amazing rate on top of that. I cannot recommend this company and their culture enough. Nicole Farmer and Erick Blevins were truly professional and they understand the veteran experience. Thank you both!

Major Singleton was awesome to work with. He was available whenever we needed to get in contact with him and took the time to meet our needs. Aligned Mortgage is there to educate Veterans, and I highly recommend them, especially if you're a first time home buyer. I learned new things from Major during this second home buying process I wish I knew when buying my first house.

Tyler Olds is truly a professional and motivated loan officer.. Tyler kept me informed from Cradle to grave.. He gave me a one over the world on how the process works on the initial brief. During the loan process he kept me online ensuring that I did not miss any suspenses and guided me along the way.. During the closing process he walked me through the steps until the closing of escrow. Highly recommended for future prospects on loans. I will work to get him 3 leads.. a true professional that loves his job. Happy and Satisfied customer Frank..

Sheryl and her team at Aligned Mortgage were very helpful. Always available to answer questions I had and quick responses. They made our first home buying experience very smooth and low stress. I will gladly recommend Aligned Mortgage to my family and friends. Thank you for all your help through this process!

Sheryl and her team are amazing to help you through the entire financing process. They provide thoughtful and creative solutions that are customized to your individual situation and they show so much care. I am so grateful to have had her support throughout the process. She was educational, informative, communicative, responsive and reassuring. Anytime I had a question or worry, she and her team were there to help me address it. She and her team will do the best job looking out for your best interest. I will be recommending all my friends go to her. Give her a call!

John was a wonderful loan officer. I could feel the desire to provide great customer service. He answered all my questions with confidence and enthusiasm. John was available for help nearly around the clock and got back to me very quickly in the rare times that he couldn't respond. The team he works with is very communicative and knowledgeable. I always felt like the best interests of everyone were being considered from day one until closing. Thank you for your professionalism!!

This was the first time buying a home and I felt Aligned Mortgage made the process of buying a house easy and straightforward with no complications. They were very knowledgeable on VA Loans which is one of there many specialties. The Loan Officer I worked with, Tyler Olds, was there to answer my questions and went up and beyond my expectations and did an outstanding job! I am thankful for all the work he has done for me and my family. Mahalo, Justin & Kenley

Sheryl was amazing while we were buying the property and continue to be amazing after!! She is very good at what she does, very knowledgeable and professional, reliable and will walk you through the process from A to Z, ready to help and will make herself available at any time of the day. We will highly recommend Aligned Mortgage and Sheryl Chun!

They were amazing with helping me purchase my first home. I definitely recommend this company! Especially being a first time buyer there was so much anxiety and confusion. But they were great at explaining everything I needed to know.

Very grateful to loan officer (Nick Foley) and team/staff at Aligned Mortgage. Communication/responsiveness throughout process couldn't be better. You really feel they are working on your behalf

Nick is amazing! He was very patient, clear, very informative and knowledgeable in his field. As veterans and first time homebuyers, we were very nervous, but Nick made us feel very comfortable and at ease with the home loan process. He always called us up to make sure we were okay and understand the steps going into it. Never moved on until we all were on the same page and we really felt like a team. I highly recommend to see/contact Nick Foley, he very trustworthy and have plenty Aloha! Mahalo Nick and Align Mortgage ohana!!!!!

Chasity was great. She took the time to meet with us and provided various options for us to consider. We never felt pressured to do anything. Once we decided what to do she was there every step of the way. She was always available to answer questions even if she wasn't working. One time she answered my phone call while hiking. We were able to save a lot of money thanks to her. If we ever decide to buy another property or refi we will definitely contact her again or recommend her to our friends and family.

Nick is absolutely the best mortgage rep we could ask for. He is so informative about the process and is always available to answer questions. We used him for our initial mortgage and then our re-fi. Highly recommend Nick and his team!!