Adams Community Bank Main St, Lenox

I would not advise pursuing a mortgage through Adams Community Bank. I found the experience particularly with one senior bank manager to be beyond the pale.

I have had an account at this bank location for over 12 years, back to when it was Lenox National Bank... I went to have my paycheck cashed, a simple enough request. I am a NYS state employee, the payroll check was from the NYS Comptroller's Office - This was in no way some personal check from Joe Schmoe - just about as official as it gets. Adams Community Bank informed me that they could not cash my paycheck of $1500. Due to the fact that my account balance did not support the balance of the check if it bounced (IF IT BOUNCED?? IT IS A PAYROLL CHECK!) I stated this did not sound correct, it isn't a personal check...They thought about it for another 10 minutes...Then told me, they simply "do not cash checks over 250$" I pulled my funds and closed my account. Something I should have done YEARS AGO. Point is - Get YOURSELF AN ACTUAL BANK that can do NORMAL BANK THINGS like cashing your payroll check. This place is a JOKE.