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Personal Loans in Troy, IL

$2,500
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6 Best Personal Loans in Troy, IL

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Illinois Loans Regulations

  • Legal StatusLegal
  • Cooling Off Period7 days after 45 consecutive loan days
  • Database Loan TrackingYes
  • InterestRate APR404%
  • Maximum Loan Amount$1000 or 25% of gross income
  • Maximum Loan TermUp to 120 days

Find Personal Loans in Different Illinois Cities

Following is a group of main cities in Illinois below. Click on the city to get more detailed infos about Personal Loans lenders to your needs.

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Other Loan Options Available in Troy

Looking for other types of loans like payday loans? Consider cheaper alternatives in Troy below.

FAQs

  • 1. How Many Personal Loan Institutions Can I Find in Troy, IL?

    You will see 6 personal loan providers in Troy, IL.
  • 3. What Do Previous Customers Think Of the Best Personal Loan in Troy, IL?

    The best personal loan lending platforms in Troy, IL is FCB Banks. You will see both positive and negative comments on this company here.
    "I understood and understand the pressure banks are under with the rates at an all time low and hundreds if not thousands of refi applications waiting to being processed. My experience with FCB in Troy IL has been the worse ever. I tried to do something different by supporting a business that’s local and not deal with lenders in another state and FCB has failed me miserably. I’m a 25 year retired vet with excellent credit who tried to refi with cash out for a home project and it took 90 days for me to reach out to FCB with no results. I called at the 30, 60 and 89 day mark with little to no communication in return. There were nothing but empty apologies and no real action when I finally received some sort of response. When you’re wrong, you’re wrong! It seemed as though I was a bother when I was trying to give you my business. Even after receiving negative results on the cash out portion, I was still willing to just refi at an excellent rate FCB offered. It’s going on day 97 with no communication or results after the rep stated that he would personally drop off the refi information in my mailbox on his lunch break. I’ve yet to receive the info! Needless to say I went elsewhere and got the cash I needed for my project and it took only a week. If I would have known that my business wasn’t serious enough for FCB, then I would have just stuck with my lender that’s in California who originally offered me the same great rate but less red tape since I’m already a prior customer. All I got out of FCB is a lesser credit score from checking my credit and a bunch of other lenders checking my credit contacting me left and right asking for my business as if FCB sold my information. I’m not sure if that’s the case but I’m very disappointed with FCB. I’m glad I’m not a member."
  • 5. Can I Get Approved for a Personal Loan in Troy, IL with No Credit Check?

    Please note that a credit check is a must according to the law and regulations. Luckily, you can get a personal loan with no credit check via our site. We partner with multiple lenders in the industry who only perform a soft credit check when offering you the loans you need.
  • 2. Do You Know the Top 3 Personal Loan Institutions in Troy, IL?

    The top 3 personal loan lending platforms in Troy, IL are FCB Banks, Scott Credit Union, and 1st MidAmerica Credit Union.
  • 4. Can I Get Approved for a Loan in Troy, IL If My Credit Is Bad?

    Sure. You may refer to the loan lenders listed above and go to their stores physically. Or you can borrow money online via a trusted broker like iPaydayLoans, which can save your time.
  • 6. Can I Get a Personal Loan In Troy, IL if I Am Unemployed?

    Yes, you qualify for a personal loan provided you have regular income.
  • 7. How Can I Get Approved for a Personal Loan in Troy, IL?

    As mentioned previously, you can apply for a personal loan from the stores listed above physically or request the loan you need through our online service.

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