Find Installment Loans in Different North Carolina Cities
Following is a group of main cities in North Carolina below. Click on the city to get more detailed infos about Installment Loans lenders to your needs.
1. What Do People Think About The Best Place To Get Installment Loans With Bad Credit in Banner Elk, NC?
Based on reviews in our community, the best place to get installment loans with unpleasant credit history in Banner Elk, NC is Fifth Third Bank & ATM. Content below are some of the most relevant comments about Fifth Third Bank & ATM from our online community. "CAUTION! Ineffective and Unresponsive!!
My first contact with the Banner Elk branch was on January 14, 2020 when I called to pursue a home equity line of credit. I spoke with the Financial Center Manager who did preliminary underwriting calculations, said the process would take approximately 50 days to complete, and told me that shortly I would hear from her "data gatherer" with a list of needed items (pay stubs, bank statements, etc.).
The "data gatherer" took an astounding 3 weeks to get back to me (February 4). The process she required was cumbersome; nevertheless, I promptly submitted all required items and waited to hear back from the Financial Center Manager.
I waited ... and waited ... and waited for another 39 days, until March 14 when, finally, the Finance Center Manager called to tell me the underwriting was complete but that a slightly smaller loan amount would be needed, to which I agreed. The call ended with her telling me I would hear back from her in a few days.
I then endured another week of silence, until finally on March 23 I called the Finance Center Manager and left a voice mail message telling her "we need to talk." I also immediately called back and spoke with a person in the branch to stress the urgency of the situation. This person was very professional, and assured me she would immediately tell the Finance Center Manager that I called and that I needed to speak with her.
As of April 15 -- a whopping 23 days from when I left my "we need to talk" messages -- I still have not been contacted! I understand that underwriting and closing schedules need to be fluid, but what is not and never will be fluid is the need - and courtesy - to stay in contact with your customer, particularly during stressful and uncertain (virus) times.
Furthermore, as of April 15 a total of 92 days have passed since my first contact on January 15, and still I have nothing definitive from Fifth Third. They may attempt to blame their ineffectiveness on the Corona virus; however, much of the time they frittered away was during the January and February period when the virus impact was minimal. To put it in context, on March 24 I initiated an equity line application with a competing bank and closed in only 2 weeks for a higher amount, all the while the U. S. economy was in the midst of the full-on virus lock down. Simply put: Fifth Third failed where a competitor succeeded.
In summary, the closing comment in the email sent to me by the Finance Center Manager following our initial chat on January 14 stated "Thank you for your interest in Fifth Third and we hope to earn your business." Their pathetic handling of this has earned only disdain. In my humble opinion, this branch of Fifth Third Bank is not a credible financial institution if you are considering getting a loan."
3. Can I Apply For An Installment Loan In Banner Elk, NC Without Credit Check?
Actually, it is extremely hard to get loans without credit checks. However, iPaydayLoans partners with a panel of reputable lenders within the U.S. providing all sorts of loan services without hard credit checks.
5. What Is The Process To Get An Installment Loan In Banner Elk, NC?
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2. I'm Not Having A Pleasant Credit Background. Can I Still Request installment cash loans In Banner Elk, NC?
Yes. Applying for installment loans with bad credit from trustable lenders through iPaydayLoans is fast and easy. Visit our online platform to fill in our simple online form and get your online bad credit loan quotes now!
4. Can I Get an installment loan In Banner Elk, NC Without Having A Regular Job?
Yes, you can get installment loans online even without a regular job. If you can prove that you have the ability to repay the loans, our network of lenders will be happy to provide financial support for you.
